Meade County property record for 1347 3rd St, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · built 1889 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,652 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01.76.04.12 |
| Primary APN | 01.76.04.12 |
|---|
| Bedrooms | 2 Beds |
|---|
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Lot Area | 7,350 sqft (0.169 acres) |
| Street Address | 1347 3RD ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RODEBANK'S 1ST ADD S 2.5' LOT 11, ALL LOTS 12,13 BLK 4 |
| Legal Subdivision | RODEBANK'S FIRST ADD |
| Legal Block | 4 |
| Legal Lot Number | 11-13 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20402 |
1347 3rd St is owned and occupied by two individuals who acquired it in May 2022.
Source: Meade County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1347 3RD ST, STURGIS, SD 57785-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP INC |
| Nov 2, 2021 | Deed of Trust, Mortgage · VA Mortgage GATEWAY MORTGAGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 18, 2022 |
| Transfer Doc | 0000003272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1347 3RD ST, STURGIS, SD 57785-1830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000938/799 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 938/799 |
| Instrument | 20008631 |
| Name | GATEWAY MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 4, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 4.95% |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1347 3RD ST, STURGIS, SD 57785-1830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000956/474 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 956/474 |
| Instrument | 21008588 |
| Name | GATEWAY MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1347 3rd St was $4,652, down 35.9% from the year before.
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,645 (-) Land $31,532 Building $515,113 | $546,645 (-) Land $31,532 Building $515,113 | |
| 2025 | $4,652.00 (-35.9%) Additional exemption filed | $546,645 Land $31,532 Building $515,113 | $546,645 Land $31,532 Building $515,113 |
| 2024 | $7,257.00 | ||
| 2023 | $443,622 Land $31,532 Building $412,090 | ||
| 2022 | $6,097.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1347 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1347 3rd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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