13465 SW 16th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 13465 SW 16th Dr, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 1982
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Aug 2020)
Tax Bill$3,323 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone A (high risk)
APN1-19-37-34-0020-00101-0000

Property Details

APN / Parcel Number

Primary APN1-19-37-34-0020-00101-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,904 sqft Heated Area
Gross Area2,892 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area100,188 sqft (2.3 acres)
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address13465 SW 16TH DR
CityOKEECHOBEE
StateFL
Zip34974-8802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAK ACRES UNIT NO. II (PLAT BOOK 5 PAGE 59) LOT 101
Legal Range34E
Legal Township37S
Legal Section19
Legal SubdivisionRIVER OAK ACRES
Legal Lot Number101
Legal Unit2
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2011
Census Tract910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address13465 SW 16TH DR, OKEECHOBEE, FL 34974-8802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleMay 23, 2016 · Amount on Record
Deed Document Number2020007648
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 11, 2020
Property Address13465 SW 16TH DR, OKEECHOBEE, FL 34974-8802
Document Number0000007648
Instrument DateAug 3, 2020
Instrument7648
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyCLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13465 SW 16TH DR OKEECHOBEE FL 349748802, OKEECHOBEE, FL 34974-8802

Mortgage

Document Number7649
DateAug 11, 2020
Instrument7649
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,323.00 (-12.48%) Homeowner's exemption$282,946 (+5.99%)$356,533 (+14.35%) Land $105,400 Building $251,133
2023$3,797.00 (+5.5%) Homeowner's exemption$266,963 (+3%)$311,793 (+6.81%) Land $63,400 Building $248,393
2022$3,599.00 Homeowner's exemption$259,187$291,922 Land $54,500 Building $237,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 16th Dr

Nearby Streets

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