13465 Andrews Ave, Lindstrom, MN 55045 Property Records

Chisago County property record for 13465 Andrews Ave, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1991
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Trust Names on File
Last Sale	$205,000 (Sep 2018)
Tax Bill	$4,042 (2026)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00556-30`

Property Details

APN / Parcel Number

Primary APN	`15-00556-30`
Alternative APNs	`3177418` `3372120` `3455267` `3986686`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,398 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Area	1,064 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3986686
Street Address	13465 ANDREWS AVE
City	LINDSTROM
State	MN
Zip	55045-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISIONNAME ANDREWS BEACH LOT 003 BLOCK 002 SUBDIVISIONCD 15160
Legal Range	020
Legal Township	034
Legal Section	34
Legal Subdivision	ANDREWS BEACH
Legal Block	2
Legal Lot Number	3
Jurisdiction	CHISAGO MN
Township / Civil Division	LINDSTROM
Census Block Group	1
Census Block	1012
Census Tract	110501

Owner

13465 Andrews Ave is owner-occupied and held in a trust since January 2025.

Source: Chisago County records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13465 ANDREWS AVE, LINDSTROM, MN 55045-9473
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on File
Deed Sale	Sep 13, 2018 · Amount on File
Prior Sale	Sep 23, 2014 · Amount on File
Deed Document Number	2018612505
Last Transfer Date	Jan 2, 2025
Transfer Doc	0000681335
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Sep 13, 2018
Property Address	13465 ANDREWS AVE, LINDSTROM, MN 55045-9473
Document Number	A612505
Instrument Date	Sep 13, 2018
Instrument	A-612505
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13465 ANDREWS AVE, LINDSTROM, MN 55045-9473

Mortgage

Document Number	A612506
Date	Sep 13, 2018
Instrument	A-612506

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 13465 Andrews Ave was $4,042 with a homeowner's exemption, up 3% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Lindstrom City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,042.00 (+3.01%)
2025	$3,924.00 Homeowner's exemption
2024		$295,400 (-4.09%)	$313,700 (-0.95%)
2023	$3,734.00 (-0.32%) Homeowner's exemption	$308,000 (+5.26%)	$316,700 (+4.66%) Land $68,000 Building $248,700
2022	$3,746.00 (+13.24%) Homeowner's exemption	$292,600 (+35.78%)	$302,600 (+30.49%) Land $68,000 Building $234,600
2021	$3,308.00	$215,500	$231,900 Land $52,000 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13465 Andrews Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1996)
Most Recent Claim	May 1996 · Flooding And Severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13465 Andrews Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Andrews Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures