13461 Chestnut Dr, Ely, MN 55731 Property Records

Lake County property record for 13461 Chestnut Dr, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1955
Owner	Individual Name on Record
Last Sale	$87,036 (Dec 2019)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
APN	`28-6382-17040`

Property Details

APN / Parcel Number

Primary APN	`28-6382-17040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Gross Area
Utility Area	322 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Lean-To	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	13461 CHESTNUT DR
City	ELY
State	MN
Zip	55731-8187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2-3 & 4 BLOCK 17
Legal Block	17
Legal Lot Number	1-3
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1162
Census Tract	370101

Owner

Source: Lake County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13461 CHESTNUT DR, ELY, MN 55731-8187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Prior Sale	Jul 25, 2006
Deed Document Number	A000193088
Record Updated	Jun 7, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Dec 5, 2019
Property Address	13461 CHESTNUT DR, ELY, MN 55731-8187
Document Number	A000193088
Instrument Date	Aug 27, 2019
Instrument	A000193088
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13461 CHESTNUT DR, ELY, MN 55731-8187

Mortgage

Document Number	A000193089
Date	Dec 5, 2019
Instrument	A000193089

Lender

Name	FRANDSEN BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 1, 2024
Max Rate At Change	2.6%
Index	1-Year CMT

Mortgage

Document Number	A000193088
Date	Dec 5, 2019
Instrument	A000193088

Lender

Name	FRANDSEN BANK & TRUST

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 1, 2024
Index	1-Year CMT

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$163,800 Land $43,400 Building $120,400	$163,800 Land $43,400 Building $120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Chestnut Dr

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