13461 Bellaria Cir, Windermere, FL 34786 Property Records

Orange County property record for 13461 Bellaria Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,432 sqft · built 2014
Lot Size	0.923 acres (40,206 sqft)
Owner	2 Individual Names on File
Last Sale	$1,257,796 (Dec 2014)
Tax Bill	$21,236 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-23-27-0542-00-330`

Property Details

APN / Parcel Number

Primary APN	`11-23-27-0542-00-330`
Alternative APNs	`272311054200330` `138107` `138963` `140478`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,432 sqft Living Area
Gross Area	7,566 sqft
1st Floor Area	4,101 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	40,206 sqft (0.923 acres)
Garage Type	Attached
Garage Area	1,065 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	834 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13461 BELLARIA CIR
City	WINDERMERE
State	FL
Zip	34786-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	BELLARIA 60/81 LOT 33
Legal Range	27E
Legal Township	23S
Legal Section	11
Legal Subdivision	BELLARIA
Legal Tract	542
Legal Lot Number	33
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1038
Census Tract	17120

Owner

13461 Bellaria Cir is owned and occupied by two individuals who bought it in December 2014.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13461 BELLARIA CIR, WINDERMERE, FL 34786-7403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE STAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2014 · Amount on File
Deed Sale	Dec 31, 2014 · Amount on File
Prior Sale	Aug 4, 2009 · Amount on File
Deed Document Number	2014655225
Deed Book / Page	10855 / 391
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13461 BELLARIA CIR, WINDERMERE, FL 34786-7403
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000652642
Date	Nov 30, 2017
Instrument	20170652642

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13461 BELLARIA CIR, WINDERMERE, FL 34786-7403
Document Number	0000670756
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13461 BELLARIA CIR WINDERMERE FL 347867403, WINDERMERE, FL 34786-7403

Mortgage

Document Number	0000670756
Date	Dec 22, 2020
Instrument	670756

Lender

Name	BLUE STAR MTG
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173-4782

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 21, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 13461 Bellaria Cir was $21,236, up 3.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,371,837 (+2.7%)	$1,945,800 (-1.28%) Land $350,000 Building $1,595,800
2025	$21,236.00 (+3.3%) Homeowner's exemption	$1,335,771	$1,971,020 Land $350,000 Building $1,621,020
2024	$20,557.00 (+7.3%)
2023	$19,159.00 (+2.83%) Homeowner's exemption	$1,260,316 (+3%)	$1,650,019 (+21.58%) Land $350,000 Building $1,300,019
2022	$18,632.00 Homeowner's exemption	$1,223,608	$1,357,178 Land $350,000 Building $1,007,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13461 Bellaria Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13461 Bellaria Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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