1346 Wilson Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 1346 Wilson Rd, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,452 sqft · built 1948
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Apr 2011)
Tax Bill	$11,447 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-220-005-000`

Property Details

APN / Parcel Number

Primary APN	`116-220-005-000`
Alternative APN	`116-220-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	522,720 sqft
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	116-220-005
Street Address	1346 WILSON RD
City	CLOVERDALE
State	CA
Zip	95425-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	MAP D2 2
Legal Subdivision	DE MUSALACON RHO
Legal Block	3
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3072
Census Tract	154100

Owner

1346 Wilson Rd is owned and occupied by two individuals who bought it in April 2011.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1346 WILSON RD, CLOVERDALE, CA 95425-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2011 · Amount on File
Deed Sale	Apr 20, 2011 · Amount on File
Prior Sale	Apr 6, 1994 · Amount on File
Deed Document Number	201135023
Prior Transfer Date	Jul 21, 2006
Prior Transfer Doc	0000092764
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1346 WILSON RD, CLOVERDALE, CA 95425-3530
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 WILSON RD, CLOVERDALE, CA 95425-3530

Mortgage

Document Number	0000092839
Date	Aug 16, 2021
Instrument	2021092839

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1346 WILSON RD, CLOVERDALE, CA 95425-3530
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 WILSON RD, CLOVERDALE, CA 95425-3530

Mortgage

Document Number	0000076072
Date	Aug 31, 2020
Instrument	2020076072

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1346 WILSON RD, CLOVERDALE, CA 95425-3530
Document Number	0000013670
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1346 WILSON RD CLOVERDALE CA 954253530, CLOVERDALE, CA 95425-3530

Mortgage

Document Number	0000013670
Date	Feb 24, 2020
Instrument	13670

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1346 Wilson Rd was $11,447.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,017,736 (+5.8%) Land $456,067 Building $561,669
2025	$11,447.00	$961,934 Land $447,125 Building $514,809
2023	$10,780.00 (+1.82%)	$924,582 Land $429,763 Building $494,819
2022	$10,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1346 Wilson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1346 Wilson Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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