McLennan County property record for 1346 Stillwater Rd, Waco, TX 76708
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,856 sqft · built 2011 |
| Lot Size | 8.04 acres (350,353 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,113 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 18-003300-031647-9 |
| Primary APN | 18-003300-031647-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,856 sqft Living Area |
| Gross Area | 3,600 sqft |
| 1st Floor Area | 2,546 sqft |
| Upper Floors Area | 310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 350,353 sqft |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 492 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Utility Building | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1346 STILLWATER RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-7600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | RABAGO M ACRES 8.043 |
| Legal Subdivision | RABAGO M |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | CHINA SPRING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4102 |
1346 Stillwater Rd, a rural home, is owned and occupied by two individuals.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1346 STILLWATER RD, WACO, TX 76708-7600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1346 STILLWATER RD, WACO, TX 76708-7600 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013092 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020013092 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 1346 Stillwater Rd was $4,113 with exemptions applied, down 12.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,650 (-19.68%) Land $23,500 Building $490,150 | $670,000 (-) Land $179,850 Building $490,150 | |
| 2025 | $4,113.00 (-12.36%) Homeowner's exemption Senior Citizen's exemption | $639,489 | $670,000 Land $179,850 Building $490,150 |
| 2024 | $4,693.00 | ||
| 2023 | $573,600 Land $23,450 Building $550,150 | $730,000 Land $179,850 Building $550,150 | |
| 2022 | $4,459.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1346 Stillwater Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1346 Stillwater Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 54% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PATRICK WSC serves 220 people · EPA ID TX1550134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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