1346 SE 18th St, Ocala, FL 34471 Property Records

Marion County property record for 1346 SE 18th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1971
Lot Size	0.3 acres (13,068 sqft)
Owner	Owner Name on File
Last Sale	$49,900 (Feb 2011)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2861-004-010`

Property Details

APN / Parcel Number

Primary APN	`2861-004-010`
Alternative APN	`0674834000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2004
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Patio Area	96 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0674834000
Old Parcel Number	2861004010
Street Address	1346 SE 18TH ST
City	OCALA
State	FL
Zip	34471-5459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 20 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	20
Legal Subdivision	SOUTHWOOD PARK
Legal Block	4
Legal Lot Number	10
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2010
Census Tract	2304

Owner

The current owner of 1346 SE 18th St bought it in February 2011.

Source: Marion County records, as of January 2, 2026

Owner of Record	Owner Name on File
Mailing Address	1346 SE 18TH ST, OCALA, FL 34471-5459
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL FIRST LENDING LLC
Jun 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 25, 2018	Deed of Trust, Mortgage ANDALUSIA CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2011 · Amount on File
Deed Sale	Feb 18, 2011 · Amount on File
Prior Sale	Feb 18, 2011
Deed Document Number	2011014011
Deed Book / Page	5481 / 0108
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1346 SE 18TH ST, OCALA, FL 34471-5459
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 SE 18TH ST, OCALA, FL 34471-5459

Mortgage

Document Number	0087710058
Date	Nov 26, 2025
Book Page	8771/58
Instrument	2025157296

Lender

Name	FEDERAL FIRST LENDING LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1346 SE 18TH ST, OCALA, FL 34471-5459
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 SE 18TH ST, OCALA, FL 34471-5459

Mortgage

Document Number	0080701314
Date	Jun 9, 2023
Book Page	8070/1314
Instrument	2023073488

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1346 SE 18TH ST, OCALA, FL 34471-5459
Document Number	0068440234
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6919 92ND AVE W TAYLOR RIDGE IL 612849386, TAYLOR RIDGE, IL 61284-9386

Mortgage

Document Number	0068440234
Date	Oct 3, 2018
Book Page	006844/000234
Instrument	96981

Lender

Name	ANDALUSIA CMNTY BK
Type	Bank
Address	ANDALUSIA, IL 61232

Agreement

Amount	Amount on Record
Term	84 Months
Due	Oct 2, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1346 SE 18th St was $1,846 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 Homeowner's exemption	$130,685 Land $65,000 Building $65,685	$230,711 Land $65,000 Building $165,711
2023	$1,758.00 (+12.48%) Homeowner's exemption	$123,303 (+3%) Land $60,000 Building $63,303	$196,023 (+1.79%) Land $60,000 Building $136,023
2022	$1,563.00 Homeowner's exemption	$119,712	$192,577 Land $70,000 Building $122,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1346 SE 18th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1346 SE 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Ocala Fiber Network.

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