1346 Portside Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1346 Portside Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 1995
Lot Size	0.315 acres (13,744 sqft)
Owner	Individual Name on Record
Tax Bill	$324 (2023)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-04-26-014075-003-39`

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014075-003-39`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,008 sqft Heated Area
Gross Area	2,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,744 sqft (0.315 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	244 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1346 PORTSIDE DR
City	FLEMING ISLAND
State	FL
Zip	32003-7262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 289 HARBOR ISLAND UNIT 1 AS REC O R 1571 PG 1906
Legal Range	26
Legal Township	04
Legal Section	44
Legal Subdivision	HARBOR ISLAND
Legal Lot Number	289
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3000
Census Tract	30705

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1346 PORTSIDE DR, FLEMING ISLAND, FL 32003-7262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2023
Deed Sale	Mar 4, 2023
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1346 PORTSIDE DR, FLEMING ISLAND, FL 32003-7262
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 PORTSIDE DR, FLEMING ISLAND, FL 32003-7262

Mortgage

Document Number	0046151960
Date	Jun 7, 2022
Book Page	4615/1960
Instrument	2022035606

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1346 PORTSIDE DR, FLEMING ISLAND, FL 32003-7262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043951625
Date	Dec 29, 2020
Book Page	4395/1625
Instrument	2020068645

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1346 PORTSIDE DR, FLEMING ISLAND, FL 32003-7262
Document Number	0042630099
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1346 PORTSIDE DR FLEMING ISLAND FL 320037262, FLEMING ISLAND, FL 32003-7262

Mortgage

Document Number	0042630099
Date	Dec 23, 2019
Book Page	004263/000099
Instrument	67769

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$172,644 (+5.99%)	$320,776 (+7.17%) Land $55,000 Building $265,776
2023	$324.00 (+54.29%) Disabled Person's exemption Veteran's exemption	$162,893 (+3%)	$299,306 (+12.07%) Land $55,000 Building $244,306
2022	$210.00 Disabled Person's exemption Veteran's exemption	$158,149	$267,065 Land $45,000 Building $222,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 180 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	36 (2012–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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