Oakland County property record for 1346 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 1924 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Aug 2000) |
| Tax Bill | $3,927 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-251-032 |
| Primary APN | 24-25-33-251-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 874 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 874 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 101 sqft |
| Deck Area | 173 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1346 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 LEGGETT FARM SUB LOT 13 BLK E |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | LEGGETT FARM SUB |
| Legal Block | E |
| Legal Lot Number | 13 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 173300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Jan 22, 2024 | Intrafamily Transfer, Transfer |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 17, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2000 · Amount on Record |
| Deed Sale | Aug 15, 2000 · Amount on Record |
| Last Transfer Date | Jan 18, 2024 |
| Transfer Doc | 0000006921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Document Number | 20260000609 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 60838/771 |
| Instrument | 20260000609 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 22, 2024 |
| Property Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Document Number | 0000006921 |
| Book / Page | 59124 / 431 |
| Map Reference | LB 13 PG 21 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 6921 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Name | Verified Name |
|---|---|
| Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Document Number | 0000157996 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 56432/230 |
| Instrument | 157996 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000101581 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 51912/00544 |
| Instrument | 101581 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 17, 2017 |
| Property Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Document Number | 0000032002 |
| Book / Page | 50399 / 00140 |
| Map Reference | LB 13 PG 21 |
| Instrument Date | Feb 4, 2017 |
| Instrument | 032002 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE SOURCE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1346 PEARSON ST, FERNDALE, MI 48220-1606 |
| Document Number | 0000032003 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 032003 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,927.00 (-2.75%) Homeowner's exemption | $160,210 (+28.55%) | $320,420 (+28.55%) |
| 2024 | $4,038.00 (+51.63%) | ||
| 2023 | $124,630 | $249,260 | |
| 2021 | $2,663.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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