1346 Mason Grove Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1346 Mason Grove Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,515 sqft · built 2012
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Jun 2021)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T061100028`

Property Details

APN / Parcel Number

Primary APN	`T061100028`
Alternative APN	`3-0015-9824-00-0028.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,515 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,150 sqft
Basement Area	910 sqft
Finished Basement	455 sqft
Unfinished Basement	455 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T061100028
Street Address	1346 MASON GROVE DR
City	SAINT CHARLES
State	MO
Zip	63304-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDYSTON PL #1 LOT 28
Legal Subdivision	ADDYSTON PL #1
Legal Lot Number	28
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

1346 Mason Grove Dr is owned and occupied by two individuals who bought it in June 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1346 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage JLB CORP
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jul 6, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	202149826
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 11, 2021
Property Address	1346 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Document Number	2021R049826
Map Reference	MB 42 PG 108
Instrument Date	Jun 3, 2021
Instrument	2021R-049826
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 SEQUOYAH TRAIL, 148, PLAINVILLE, GA 30733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 MASON GROVE DR, SAINT CHARLES, MO 63304-2669

Mortgage

Document Number	2021R049827
Date	Jun 11, 2021
Instrument	2021R-049827

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1346 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073161347
Date	Jun 10, 2020
Book Page	7316/1347
Instrument	20200610000388240

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2018
Property Address	1346 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Document Number	0069450708
Book / Page	6945 / 0708
Map Reference	MB 42 PG 108
Instrument Date	Jun 29, 2018
Instrument	20180706000382540
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 GRENACHE CT, 127, O FALLON, MO 63368-7724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1346 MASON GROVE DR, SAINT CHARLES, MO 63304-2669

Mortgage

Document Number	20180706000382550
Date	Jul 6, 2018
Instrument	20180706000382550

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1346 Mason Grove Dr was $4,313.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,742 (-)	$382,850 (-) Building $382,850
2025	$4,313.00	$72,742	$382,850
2023		$68,783
2022			$362,015 Building $362,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1346 Mason Grove Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1346 Mason Grove Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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