Schenectady County and Schenectady City property record for 1346 Main St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,472 sqft · built 1900 |
| Lot Size | 0.039 acres (1,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jan 2007) |
| Tax Bill | $4,576 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.71-4-13 |
| Primary APN | 421500 49.71-4-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Total Area |
| 1st Floor Area | 736 sqft |
| 2nd Floor Area | 736 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 1,710 sqft (0.039 acres) |
| Lot Dimensions | 45 ft deep x 38 ft wide |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1346 MAIN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1810 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 CONCRETE |
| Legal Block | 4 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 21600 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1346 MAIN ST, SCHENECTADY, NY 12303-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2007 · Amount on Record |
| Deed Sale | Jan 31, 2007 · Amount on Record |
| Prior Sale | Oct 30, 2006 · Amount on Record |
| Deed Book / Page | 1753 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1346 MAIN ST, SCHENECTADY, NY 12303-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1346 MAIN ST, SCHENECTADY, NY 12303-1810 |
| Document Number | 0000066460 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 5279/117 |
| Instrument | 202266460 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,576.00 (+5.54%) Homeowner's exemption | ||
| 2025 | $4,336.00 (+14.11%) | $73,200 (-) Land $11,000 Building $62,200 | $121,212 (+30.82%) Land $18,215 Building $102,997 |
| 2023 | $73,200 (-) Land $11,000 Building $62,200 | $92,658 (+3.8%) Land $13,924 Building $78,734 | |
| 2022 | $73,200 Land $11,000 Building $62,200 | $89,268 Land $13,415 Building $75,853 | |
| 2021 | $3,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures