1346 Hardin Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1346 Hardin Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,446 sqft · built 1979
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Company Names on Record
Last Sale	$455,000 (Mar 2001)
Tax Bill	$8,913 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`492-511-15-00`

Property Details

APN / Parcel Number

Primary APN	`492-511-15-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,446 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	42,253 sqft (0.97 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1346 HARDIN DR
City	EL CAJON
State	CA
Zip	92020-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	PAR 1 TR PM05683
Legal Subdivision	HARDIN HILLS
Legal Tract	5683
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1346 HARDIN DR, EL CAJON, CA 92020-7215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Dec 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2001 · Amount on Record
Deed Sale	Mar 2, 2001 · Amount on Record
Prior Sale	Apr 6, 2000 · Amount on Record
Deed Document Number	2001121954
Last Transfer Date	Dec 12, 2022
Transfer Doc	0000477642
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2025
Property Address	1346 HARDIN DR, EL CAJON, CA 92020-7215
Document Number	0000286857
Map Reference	MAP 4075
Instrument Date	Oct 9, 2025
Instrument	2025-0286857
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1346 HARDIN DR, EL CAJON, CA 92020-7215

Mortgage

Document Number	0000286858
Date	Oct 15, 2025
Instrument	2025-0286858

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2022
Property Address	1346 HARDIN DR, EL CAJON, CA 92020-7215
Document Number	0000477642
Map Reference	FILE 77-093976
Instrument Date	Dec 12, 2022
Instrument	2022-0477642
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1346 HARDIN DR, EL CAJON, CA 92020-7215

Mortgage

Document Number	0000477643
Date	Dec 22, 2022
Instrument	2022-0477643

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,622 (+2%) Land $304,224 Building $401,398
2025	$8,913.00 (+1.4%) Homeowner's exemption	$691,787 (+4.04%) Land $298,259 Building $393,528
2023	$8,790.00 (+0.03%) Homeowner's exemption	$664,926 Land $286,678 Building $378,248
2022	$8,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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