1346 Franklin Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1346 Franklin Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1974
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Trust Names on File
Last Sale	$733,000 (Aug 2023)
Tax Bill	$8,053 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-352-34-00`

Property Details

APN / Parcel Number

Primary APN	`282-352-34-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,759 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1346 FRANKLIN LN
City	RAMONA
State	CA
Zip	92065-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 431 (EX DOC74-3350)DOC72-312778 IN TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	2
Legal Lot Number	431
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20806

Owner

1346 Franklin Ln is owner-occupied and held in a trust since August 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1346 FRANKLIN LN, RAMONA, CA 92065-3324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Grant Deed, Transfer · Commercial Mortgage ONTRACK
Jan 6, 2021	Quit Claim Deed, Transfer · VA Mortgage ACCELERATE MTG LLC
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Jan 29, 2019	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Mar 29, 2018	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Jan 6, 2021
Deed Document Number	2023236079
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0000009165
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2023
Property Address	1346 FRANKLIN LN, RAMONA, CA 92065-3324
Document Number	0000236079
Map Reference	MAP 644
Instrument Date	Aug 19, 2023
Instrument	2023-0236079
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1346 FRANKLIN LN, RAMONA, CA 92065-3324

Mortgage

Document Number	0000236080
Date	Aug 30, 2023
Instrument	2023-0236080

Lender

Name	ONTRACK
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2021
Property Address	1346 FRANKLIN LN, RAMONA, CA 92065-3324
Document Number	0000009165
Instrument Date	Dec 8, 2020
Instrument	9165
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1346 FRANKLIN LN RAMONA CA 920653324, RAMONA, CA 92065-3324

Mortgage

Document Number	9166
Date	Jan 6, 2021
Instrument	9166

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 FRANKLIN LN, RAMONA, CA 92065-3324
Document Number	0000578876
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1346 FRANKLIN LN RAMONA CA 920653324, RAMONA, CA 92065-3324

Mortgage

Document Number	0000578876
Date	Dec 12, 2019
Instrument	578876

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 FRANKLIN LN, RAMONA, CA 92065-3324
Document Number	0000040538
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1346 FRANKLIN LN RAMONA CA 920653324, RAMONA, CA 92065-3324

Mortgage

Document Number	0000040538
Date	Feb 5, 2019
Instrument	40538

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2018
Property Address	1346 FRANKLIN LN, RAMONA, CA 92065-3324
Document Number	0000126391
Map Reference	MAP 644
Instrument Date	Feb 28, 2018
Instrument	2018-0126391
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CALIF

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1571 MARKERRY AVE, EL CAJON, CA 92019-2584

Mortgage

Document Number	0000126392
Date	Mar 29, 2018
Instrument	2018-0126392

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1346 Franklin Ln was $8,053 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,611 (+2%) Land $354,703 Building $407,908
2025	$8,053.00 Homeowner's exemption	$747,659 Land $347,749 Building $399,910
2023	$5,638.00 (-1.79%) Homeowner's exemption	$538,616 Land $250,520 Building $288,096
2022	$5,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1346 Franklin Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1346 Franklin Ln is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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