1346 el Nido Dr, #60, Fallbrook, CA 92028 Property Records

San Diego County property record for 1346 el Nido Dr, #60, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,987 sqft · built 1990
Lot Size	1.03 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$1,575,000 (Jan 2025)
Tax Bill	$16,937 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`123-291-31-00`

Property Details

APN / Parcel Number

Primary APN	`123-291-31-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,987 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	45,302 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1346 EL NIDO DR, 60
City	FALLBROOK
State	CA
Zip	92028-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 7 1.04 AC M/L IN TR 002323
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	002323
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3016
Census Tract	18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1346 EL NIDO DR, 60, FALLBROOK, CA 92028-8413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 15, 2017	Deed of Trust, Mortgage · ARM SKYLINE FINANCIAL CORP
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Apr 21, 1988 · Amount on Record
Deed Document Number	20259075
Prior Transfer Date	May 25, 1994
Prior Transfer Doc	0000349807
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2026
Property Address	1346 EL NIDO DR, 60, FALLBROOK, CA 92028-8413
Document Number	0000163455
Instrument Date	Jun 3, 2026
Instrument	2026163455
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1346 EL NIDO DR, 60, FALLBROOK, CA 92028-8413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000163455,
Date	Jun 8, 2026
Instrument	2026163455

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 EL NIDO DR # 60, 60, FALLBROOK, CA 92028-8413
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 EL NIDO DR 60, 60, FALLBROOK, CA 92028-8413

Mortgage

Document Number	0000286192
Date	Oct 14, 2025
Instrument	2025-0286192

Lender

Name	STG MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 EL NIDO DR # 60, 60, FALLBROOK, CA 92028-8413
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 EL NIDO DR, FALLBROOK, CA 92028-8413

Mortgage

Document Number	0000402452
Date	Oct 18, 2022
Instrument	2022-0402452

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 EL NIDO DR # 60, 60, FALLBROOK, CA 92028-8413
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 EL NIDO DR 60, 60, FALLBROOK, CA 92028-8413

Mortgage

Document Number	0000513931
Date	Jul 19, 2021
Instrument	2021-0513931

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 EL NIDO DR # 60, 60, FALLBROOK, CA 92028-8413
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075844
Date	Feb 15, 2017
Instrument	2017-0075844

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 EL NIDO DR # 60, 60, FALLBROOK, CA 92028-8413
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112066
Date	Mar 10, 2017
Instrument	2017-0112066

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1346 EL NIDO DR # 60, 60, FALLBROOK, CA 92028-8413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000523866
Date	Nov 13, 2019
Instrument	2019-0523866

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,745 (-47.38%) Land $460,782 Building $367,963
2025	$16,937.00 (+168.25%)	$1,575,000 (+162.19%) Land $875,000 Building $700,000
2023	$6,314.00 (-0.02%) Homeowner's exemption	$600,699 Land $137,932 Building $462,767
2022	$6,315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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