Harnett County property record for 1346 Cypress Rd, Cameron, NC 28326
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1980 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,943 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500071310 |
| Primary APN | 1500071310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Heated Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 550 sqft |
| Unfinished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 400 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500071310 |
|---|---|
| Street Address | 1346 CYPRESS RD |
| City | CAMERON |
| State | NC |
| Zip | 28326-7324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | 1 AC SPIVEY |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 71402 |
1346 Cypress Rd, a rural home, is owner-occupied and held in a trust since April 2025.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1346 CYPRESS RD, CAMERON, NC 28326-7324 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1980 |
| Deed Sale | Jan 1, 1980 |
| Deed Book / Page | 707 / 460 |
| Last Transfer Date | Apr 29, 2025 |
| Transfer Doc | 0000007499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 1346 CYPRESS RD, CAMERON, NC 28326-7324 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004493 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 3491/815 |
| Instrument | 2017004493 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 1346 CYPRESS RD, CAMERON, NC 28326-7324 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000018501 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 3880/383 |
| Instrument | 2020018501 |
| Name | LOCAL GOVERNMENT EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 1346 Cypress Rd was $1,943, up 22.9% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,943.00 (+22.9%) | $256,319 (+17.47%) | $256,319 (+17.47%) Land $43,850 Building $212,469 |
| 2025 | $1,581.00 | $218,191 | $218,191 Land $17,540 Building $200,651 |
| 2023 | $1,581.00 | $218,191 | $218,191 Land $17,540 Building $200,651 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1346 Cypress Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1346 Cypress Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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