1346 Cope Ave E, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 1346 Cope Ave E, Maplewood, MN 55109

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,223 sqft · built 1986
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (May 2021)
Tax Bill$4,876 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-29-22-33-0052

Property Details

APN / Parcel Number

Primary APN10-29-22-33-0052
Alternative APNs
  • 8096072
  • 116789

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,223 sqft Living Area
1st Floor Area923 sqft
Basement Area300 sqft
Finished Basement300 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions144 ft deep x 75 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number116789
Street Address1346 COPE AVE E
CitySAINT PAUL
StateMN
Zip55109-2555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAVES COPE AVENUE ADDITION LOT 5 BLK 1
Legal Range22
Legal Township29
Legal Section10
Legal SubdivisionCAVES COPE AVENUE ADDITION
Legal Block1
Legal Lot Number5
JurisdictionRAMSEY MN
Township / Civil DivisionMAPLEWOOD
Census Block Group2
Census Block2005
Census Tract42302

Owner

Source: Ramsey County assessment roll, as of July 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address176 GREEN BRIAR DR, CIRCLE PINES, MN 55014-1259
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
May 20, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK
Jul 16, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2021 · Amount on Record
Deed SaleMay 20, 2021 · Amount on Record
Prior SaleJul 16, 2020 · Amount on Record
Deed Document Number20214885240
Prior Transfer DateMar 31, 2004
Prior Transfer Doc0000323098
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 15, 2026
Property Address1346 COPE AVE E, SAINT PAUL, MN 55109-2555
Document Number0005113437
Instrument DateJul 10, 2026
Instrument20265113437
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyLEX TITLE COMPANY, FLEX TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$118,473.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1346 COPE AVE E, SAINT PAUL, MN 55109-2555

Mortgage

Document Number0005113438,
DateJul 15, 2026
Instrument20265113438
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMay 20, 2021
Property Address1346 COPE AVE E, MAPLEWOOD, MN 55109-2555
Document Number0A04885240
Instrument DateMay 19, 2021
InstrumentA04885240
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$973.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address176 GREEN BRIAR DR, LINO LAKES, MN 55014-1259

Mortgage

Document Number0A04885241
DateMay 20, 2021
InstrumentA04885241
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 16, 2020
Property Address1346 COPE AVE E, MAPLEWOOD, MN 55109-2555
Document Number0004822490
Instrument DateJun 29, 2020
Instrument4822490
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyLENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1346 COPE AVE E MAPLEWOOD MN 551092555, MAPLEWOOD, MN 55109-2555

Mortgage

Document Number4822491
DateJul 16, 2020
Instrument4822491
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityMaplewood City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,876.00 (+21.9%) Homeowner's exemption$314,300 (+6.8%) Land $58,300 Building $256,000$314,300 (+6.8%) Land $58,300 Building $256,000
2023$4,000.00 Homeowner's exemption$294,300 Land $58,300 Building $236,000$294,300 Land $58,300 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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