1346 Centerville Ln, Gardnerville, NV 89410 Property Records

Douglas County property record for 1346 Centerville Ln, Gardnerville, NV 89410

Property Summary

Property Type	Single Family Home
Details	2,422 sqft · built 1969
Lot Size	5.73 acres (249,599 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,056 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`1220-05-601-006`

Property Details

APN / Parcel Number

Primary APN	`1220-05-601-006`
Alternative APN	`122005601003`

Interior

Stories	4 Stories
Building Area	2,422 sqft Living Area
Gross Area	4,694 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	249,599 sqft (5.73 acres)
Garage Type	Attached
Garage Area	2,272 sqft
Parking Spaces	8 Parking Spaces

Location & Zoning

Street Address	1346 CENTERVILLE LN
City	GARDNERVILLE
State	NV
Zip	89410-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	20E
Legal Township	12N
Legal Section	05
Legal Block	1
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1016
Census Tract	1500

Owner

1346 Centerville Ln is owned and occupied by two individuals.

Source: Douglas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1346 CENTERVILLE LN, GARDNERVILLE, NV 89410-9747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage DOORWAY HM LNS
Apr 20, 2018	Loan Modification, Mortgage · Conventional Mortgage HERITAGE BK/NV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1346 CENTERVILLE LN, GARDNERVILLE, NV 89410-9747
Document Number	0000913598
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1346 CENTERVILLE LN GARDNERVILLE NV 894109747, GARDNERVILLE, NV 89410-9747

Mortgage

Document Number	0000913598
Date	Apr 30, 2018
Instrument	913598

Lender

Name	DOORWAY HM LNS
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOUGLAS NV
Property Address	1346 CENTERVILLE LN, GARDNERVILLE, NV 89410-9747
Document Number	0000913596
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1346 CENTERVILLE LN GARDNERVILLE NV 894109747, GARDNERVILLE, NV 89410-9747

Mortgage

Document Number	0000913596
Date	Apr 30, 2018
Instrument	913596

Lender

Name	HERITAGE BK/NV
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1346 Centerville Ln was $3,056, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,056.00 (+3%)	$177,924 (-0.27%) Land $120,750 Building $57,174
2025	$2,967.00	$178,409 Land $120,750 Building $57,659	$509,740 Land $345,000 Building $164,740
2023	$2,797.00	$163,575 Land $110,250 Building $53,325	$467,357 Land $315,000 Building $152,357
2021			$407,554 Land $275,000 Building $132,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1346 Centerville Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	2 (1997–2019)
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1346 Centerville Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 99.4% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE WATER COMPANY private · serves 5,800 people · EPA ID NV0000065
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, Verizon.

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