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1346 Cardinal Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 1346 Cardinal Rd, Wauchula, FL 33873

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,280 sqft · built 2008
Lot Size0.454 acres (19,776 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Aug 2020)
Tax Bill$3,304 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN3133-27-0860-0000F-0019

Property Details

APN / Parcel Number

Primary APN3133-27-0860-0000F-0019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,280 sqft Living Area
1st Floor Area2,280 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeManufactured
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area19,776 sqft (0.454 acres)
Lot Dimensions124 ft deep x 80 ft wide
Shed1 Shed
Shed Area288 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1346 CARDINAL RD
CityWAUCHULA
StateFL
Zip33873-7033
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeA-1
Legal DescriptionLOTS 19 & 20 BLK F CHARLIE CREEK MOBILE ESTATES 394P274P275 540P57 592P65 686P1267 200725009619 200725010446-EASE 201825001035 -LP/7226-FJ 201925000177/3259- LD/3260 202025004031/4327-AFF- MH
Legal Range27E
Legal Township33S
Legal Section31
Legal SubdivisionCHARLIE CREEK MOBILE ESTATES
Legal BlockF
Legal Lot Number19
JurisdictionHARDEE FL
Township / Civil DivisionZOLFO SPRINGS
Census Block Group1
Census Block1027
Census Tract970101

Owner

Source: Hardee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Deed of Trust, Mortgage
Apr 18, 2022Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Sep 23, 2020Loan Modification, Mortgage
NOT AVAILABLE
Aug 18, 2020Warranty Deed, Transfer · FHA Mortgage
NATIONWIDE MTG BANKERS INC
May 29, 2019Warranty Deed, Transfer
WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO
Jan 10, 2019Trustee's Deed, Foreclosure
Nov 8, 2018Loan Modification, Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleMay 29, 2019 · Amount on Record
Deed Document Number20204031
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Recording DateJul 22, 2026
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Document Number0000003899
Instrument DateJun 16, 2026
Instrument20263899
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033

Mortgage

Document Number0000003899,
DateJul 22, 2026
Instrument20263899
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueJul 1, 2066
Interest
Max Rate-1%

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1346 CANDINUT RD, WAUCHULA, FL 33873

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Transaction TypeMortgage
Record UpdatedMay 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033

Mortgage

Document Number0025002275
DateApr 18, 2022
Instrument202225002275
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueSep 1, 2050

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Document Number0025004816
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address891 COUNTY RD 78 LABELLE FL 339356061, LABELLE, FL 33935-6061

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateAug 18, 2020
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Document Number0025004031
Instrument DateAug 14, 2020
Instrument25004031
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyWAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1346 CARDINAL RD WAUCHULA FL 338737033, WAUCHULA, FL 33873-7033

Mortgage

Document Number25004032
DateAug 18, 2020
Instrument25004032
Lender
NameNATIONWIDE MTG BANKERS INC
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateMay 29, 2019
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Document Number0025003260
Instrument DateMay 29, 2019
Instrument25003260
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyWAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
Tax$483.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHARDEE FL
Recording DateJan 10, 2019
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Document Number0025000177
Instrument DateDec 12, 2018
Instrument25000177
Transaction TypeForeclosure
Record UpdatedJan 29, 2019

Transaction

AmountAmount Recorded
Tax$343.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2296 WAUCHULA FL 338736296, WAUCHULA, FL 33873-6296

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address1346 CARDINAL RD, WAUCHULA, FL 33873-7033
Document Number0025007234
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1379 LABELLE FL 339751379, LABELLE, FL 33975-1379

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,304.00 (+114.96%)$209,780 (+72.54%) Land $24,800 Building $184,980$209,780 (+4.56%) Land $24,800 Building $184,980
2024$1,537.00 (+3.09%) Homeowner's exemption Disabled Person's exemption$121,583 (+3%)$200,632 (+27.24%) Land $24,800 Building $175,832
2023$1,491.00 (-12.29%) Homeowner's exemption Disabled Person's exemption$118,042 (-8.27%)$157,684 (-2.54%) Land $21,824 Building $135,860
2022$1,700.00 Homeowner's exemption Disabled Person's exemption$128,681$161,790 Land $11,904 Building $149,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Rapid Systems
Fixed Wireless		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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