1346 Bear Head State Park Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1346 Bear Head State Park Rd, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 1 ba · 288 sqft · built 2019
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (May 2026)
Tax Bill$742 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN317-0010-04090

Property Details

APN / Parcel Number

Primary APN317-0010-04090
Alternative APNs
  • 1099020
  • 1139730
  • 1169084
  • 1197341

Interior

Bedrooms1 Bed
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area288 sqft Gross Area
1st Floor Area288 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area435,600 sqft (10 acres)

Exterior Amenities

PorchSlab
Deck Area16 sqft
Storage Building240 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelPropane

Location & Zoning

Account Number1197341
Street Address1346 BEAR HEAD STATE PARK RD
CityELY
StateMN
Zip55731-8040
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionSLY 330 FT OF SE 1/4 OF NE 1/4 SERIAL #
Legal Range14W
Legal Township62N
Legal Section25
Legal SubdivisionEAGLES NEST TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionEAGLES NEST
Census Block Group2
Census Block2172
Census Tract15401

Owner

Source: St. Louis County records · APN 317-0010-04090

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1346 BEAR HEAD STATE PARK RD, ELY, MN 55731-8040
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleDec 24, 2015 · Amount on Record
Deed Document Number20261101459
Prior Transfer DateSep 19, 2011
Prior Transfer Doc0000905056
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 13, 2026
Property Address1346 BEAR HEAD STATE PARK RD, ELY, MN 55731-8040
Document Number0001101459
Instrument DateApr 13, 2026
Instrument2026.1101459
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46,662.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1346 BEAR HEAD STATE PARK RD, ELY, MN 55731-8040

Mortgage

Document Number0001101460,
DateMay 13, 2026
Instrument2026.1101460
Lender
NameFRANDSEN BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionEagles Nest Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$742.00 (+22.85%)
2025$604.00 (-2.89%)$83,600 (+40.03%) Land $56,300 Building $27,300$83,600 (+40.03%) Land $56,300 Building $27,300
2024$622.00$59,700 (+4.55%) Land $37,400 Building $22,300$59,700 (+4.55%) Land $37,400 Building $22,300
2022$57,100 Land $37,400 Building $19,700$57,100 Land $37,400 Building $19,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 85% of Minnesota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bear Head State Park Rd

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