Gloucester County property record for 1346 Banks Cir, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 921 sqft · built 1925 |
| Lot Size | 0.763 acres (33,236 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,799 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14647 |
| Primary APN | 14647 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 921 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,236 sqft (0.763 acres) |
| Garage Area | 288 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | BANKS CIR |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | GLOUCESTER BANKS LOT 38 |
| Legal Subdivision | PLAT: PB26 316 |
| Legal Lot Number | 38 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 100301 |
1346 Banks Cir, a single family home, is owned by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 S JEFFERSON ST, LEXINGTON, VA 24450-2031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1346 Banks Cir was $1,799, up 13.5% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,799.00 (+13.5%) | $303,360 (+19.42%) Land $76,040 Building $227,320 | $303,360 (+19.42%) Land $76,040 Building $227,320 |
| 2025 | $1,585.00 (+5.25%) | $254,020 (-) Land $76,040 Building $177,980 | $254,020 (-) Land $76,040 Building $177,980 |
| 2024 | $1,506.00 | $254,020 (-) Land $76,040 Building $177,980 | $254,020 (-) Land $76,040 Building $177,980 |
| 2023 | $1,506.00 (+20.67%) | $254,020 (+49.5%) Land $76,040 Building $177,980 | $254,020 (+49.5%) Land $76,040 Building $177,980 |
| 2022 | $1,248.00 | $169,910 Land $70,790 Building $99,120 | $169,910 Land $70,790 Building $99,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1346 Banks Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1346 Banks Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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