1346 7th St, Elko, NV 89801 Property Records

Elko County property record for 1346 7th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1945
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2023)
Tax Bill	$756 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-063-009`

Property Details

APN / Parcel Number

Primary APN	`001-063-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1346 7TH ST
City	ELKO
State	NV
Zip	89801-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5 THE NW2 OF
Legal Subdivision	FIRST ADDITION
Legal Block	115
Legal Lot Number	13
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1018
Census Tract	950800

Owner

1346 7th St is owned and occupied by an individual who bought it in July 2023.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1346 7TH ST, ELKO, NV 89801-3250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Deed Document Number	2023822396
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0000594395
Record Updated	Oct 29, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 24, 2023
Property Address	1346 7TH ST, ELKO, NV 89801-3250
Document Number	0000822396
Instrument Date	Jul 6, 2023
Instrument	822396
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	STEWART TITLE ELKO, STEWART TTLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 BELLOAK DR, SPRING CREEK, NV 89815-6837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 7TH ST, ELKO, NV 89801-3250

Mortgage

Document Number	0000822397
Date	Jul 24, 2023
Instrument	822397

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1346 7th St was $756, up 3.1% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$756.00 (+3.14%)	$28,136 (-0.06%) Land $15,050 Building $13,086	$80,389 (-0.06%) Land $43,000 Building $37,389
2025	$733.00	$28,152 Land $15,050 Building $13,102	$80,434 Land $43,000 Building $37,434
2023	$654.00 (+7.92%)	$18,674 (+13.11%) Land $6,615 Building $12,059	$53,354 (+13.11%) Land $18,900 Building $34,454
2022	$606.00	$16,509 Land $6,615 Building $9,894	$47,169 Land $18,900 Building $28,269

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1346 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1346 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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