1346 5th St, Elko, NV 89801 Property Records

Elko County property record for 1346 5th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,983 sqft · built 1959
Lot Size	0.115 acres (5,009 sqft)
Owner	Trust Name on File
Last Sale	$235,000 (Mar 2021)
Tax Bill	$1,111 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-061-010`

Property Details

APN / Parcel Number

Primary APN	`001-061-010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Roof Material	Metal
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	1346 5TH ST
City	ELKO
State	NV
Zip	89801-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZRB
Legal Description	FIRST ADDITION FILE 5 NW2 OF
Legal Subdivision	FIRST ADDITION
Legal Block	117
Legal Lot Number	13
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1043
Census Tract	950800

Owner

1346 5th St is held in a trust since March 2021.

Source: Elko County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	400 JIGGS HWY, 8, SPRING CREEK, NV 89815-9742
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 21, 2023	Intrafamily Transfer, Transfer
Mar 12, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HIWAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Oct 31, 2011 · Amount on File
Deed Document Number	2021784041
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	0000772601
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1346 5TH ST, ELKO, NV 89801-3272
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833743
Date	Feb 20, 2024
Instrument	833743

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Jun 21, 2023
Property Address	1346 5TH ST, ELKO, NV 89801-3272
Document Number	0000820830
Instrument Date	Jun 20, 2023
Instrument	820830
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	400 JIGGS HWY UNIT 8, 8, SPRING CREEK, NV 89815-9742

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 12, 2021
Property Address	1346 5TH ST, ELKO, NV 89801-3272
Document Number	0000784041
Instrument Date	Mar 8, 2021
Instrument	784041
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$916.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4115 PIPER DR, 4115, WINNEMUCCA, NV 89445-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 5TH ST, ELKO, NV 89801-3706

Mortgage

Document Number	0000784042
Date	Mar 12, 2021
Instrument	784042

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Aug 18, 2020
Property Address	1346 5TH ST, ELKO, NV 89801-3272
Document Number	0000772601
Instrument Date	Aug 13, 2020
Instrument	772601
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1346 5TH ST, ELKO, NV 89801-3272

Mortgage

Document Number	0000772602
Date	Aug 18, 2020
Instrument	772602

Lender

Name	HIWAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1346 5th St was $1,111, up 17.2% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,111.00 (+17.19%)	$40,992 (-0.18%) Land $15,050 Building $25,942	$117,120 (-0.18%) Land $43,000 Building $74,120
2025	$948.00	$41,067 Land $15,050 Building $26,017	$117,334 Land $43,000 Building $74,334
2023	$954.00 (+3.02%)	$30,294 (+15.31%) Land $6,615 Building $23,679	$86,554 (+15.31%) Land $18,900 Building $67,654
2022	$926.00	$26,271 Land $6,615 Building $19,656	$75,060 Land $18,900 Building $56,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1346 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1346 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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