1346 16th St, Baker, FL 32531 Property Records

Okaloosa County property record for 1346 16th St, Baker, FL 32531 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1967
Lot Size	0.697 acres (30,361 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Sep 2019)
Tax Bill	$961 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-8897-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-8897-7`
Alternative APNs	`06-3N-24-2760-0016-0130` `24N306276000160130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,361 sqft (0.697 acres)
Lot Width	200 ft Width
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1346 16TH ST
City	BAKER
State	FL
Zip	32531-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKER LOTS 13 THRU 16 INC BLK 16 & PART OF VACATED ALLEY
Legal Range	24W
Legal Township	03N
Legal Section	06
Legal Subdivision	BAKER
Legal Block	16
Legal Lot Number	130
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2042
Census Tract	20102

Owner

Source: Okaloosa County records · APN C56-000-592-8897-7

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1346 16TH ST, BAKER, FL 32531-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 13, 2019	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	20193304847
Deed Book / Page	3419 / 166
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0030610711
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1346 16TH ST, BAKER, FL 32531-2811
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 16TH ST, BAKER, FL 32531-2811

Mortgage

Document Number	0003781460
Date	Oct 30, 2025
Instrument	3781460

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1346 16TH ST, BAKER, FL 32531-2811
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034780817
Date	Jul 27, 2020
Book Page	3478/817
Instrument	3376194

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 13, 2019
Property Address	1346 16TH ST, BAKER, FL 32531-2811
Document Number	0034190166
Book / Page	3419 / 0166
Map Reference	MB 1 PG 12
Instrument Date	Sep 12, 2019
Instrument	3304847
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5784 HIGHWAY 4, 5784, BAKER, FL 32531-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 16TH ST, BAKER, FL 32531-2811
Investor	Possibly a Property Investor

Mortgage

Document Number	0034190167
Date	Sep 13, 2019
Instrument	3419-0167

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$961.00 (+7.61%) Homeowner's exemption	$124,808 (+5.99%)	$173,018 (+4.46%) Land $23,353 Building $149,665
2023	$893.00 (+2.76%) Homeowner's exemption	$117,758 (+3%)	$165,638 (+8.32%) Land $19,841 Building $145,797
2022	$869.00 Homeowner's exemption	$114,328	$152,913 Land $18,543 Building $134,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mediacom Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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