13455 295th St, Lindstrom, MN 55045 Property Records

Chisago County property record for 13455 295th St, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,076 sqft · built 1989
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jan 2000)
Tax Bill	$10,410 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00803-62`

Property Details

APN / Parcel Number

Primary APN	`15-00803-62`
Alternative APNs	`3172788` `3368338` `3452424` `3982923`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	4,090 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Depth	270 ft Depth
Garage Area	1,448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3982923
Street Address	13455 295TH ST
City	LINDSTROM
State	MN
Zip	55045-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUBDIVISIONNAME TOWN & COUNTRY ESTATES PLAT 04 LOT 003 BLOCK 001 SUBDIVISIONCD 15393
Legal Range	020
Legal Township	033
Legal Section	03
Legal Subdivision	TOWN & COUNTRY ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	CHISAGO MN
Township / Civil Division	LINDSTROM
Census Block Group	1
Census Block	1010
Census Tract	110503

Owner

13455 295th St is owned and occupied by two individuals who bought it in January 2000.

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13455 295TH ST, LINDSTROM, MN 55045-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2000 · Amount on File
Deed Sale	Jan 20, 2000 · Amount on File
Deed Document Number	200067
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	13455 295TH ST, LINDSTROM, MN 55045-9357
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T26078
Date	May 15, 2018
Instrument	T-26078

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	140 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 13455 295th St was $10,410 with a homeowner's exemption, up 6% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Lindstrom City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,410.00 (+5.99%)
2025	$9,822.00 Homeowner's exemption
2024		$699,300 (-4.82%)	$699,300 (-4.82%)
2023	$9,508.00 (+1.65%) Homeowner's exemption	$734,700 (+6.31%) Land $353,600 Building $381,100	$734,700 (+6.31%) Land $353,600 Building $381,100
2022	$9,354.00 (+3.52%) Homeowner's exemption	$691,100 (+19.88%) Land $331,000 Building $360,100	$691,100 (+19.88%) Land $331,000 Building $360,100
2021	$9,036.00	$576,500	$576,500 Land $273,500 Building $303,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13455 295th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13455 295th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20