Pinellas County property record for 13453 105th Ter, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,344 sqft · built 1978 |
| Lot Size | 0.239 acres (10,428 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (May 2025) |
| Tax Bill | $8,847 (2025) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-8723-9 |
| Primary APN | C62-000-750-8723-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 2,344 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,428 sqft (0.239 acres) |
| Lot Dimensions | 111 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R181140 |
|---|---|
| Street Address | 13453 105TH TER |
| City | LARGO |
| State | FL |
| Zip | 33774-5417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ALSTON HEIGHTS NO. 3 REPLAT UNIT 2 BLK E, LOT 23 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 17 |
| Legal Subdivision | ALSTON HEIGHTS NO. 3 |
| Legal Tract | 794 |
| Legal Block | E |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 25119 |
13453 105th Ter is owned and occupied by two individuals who bought it in May 2025.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13453 105TH TER, LARGO, FL 33774-5417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Deed Document Number | 2025148915 |
| Deed Book / Page | 23171 / 1314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13453 105TH TER, LARGO, FL 33774-5417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13453 105TH TER, LARGO, FL 33774-5417 |
| Document Number | 0224980466 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 22498/466 |
| Instrument | 2023177087 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 840 Months |
| Due | Jul 14, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.15% |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
The 2025 property tax bill for 13453 105th Ter was $8,847.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,847.00 | $490,026 Land $187,848 Building $302,178 | $490,026 Land $187,848 Building $302,178 |
| 2023 | $2,701.00 (+3.41%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $185,240 (+3%) | $470,903 (+17.76%) Land $241,903 Building $229,000 |
| 2022 | $2,612.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $179,845 | $399,884 Land $221,849 Building $178,035 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13453 105th Ter in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 29 (1979–2024) |
| Claims Outside the SFHA | 28 of 29 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13453 105th Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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