13451 Stone Dr, Bristol, VA 24202 Property Records

Washington County property record for 13451 Stone Dr, Bristol, VA 24202

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,921 sqft · built 1971
Lot Size	0.39 acres (16,798 sqft)
Owner	Individual Name on File
Tax Bill	$1,034 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`183C 1 14 028928`

Property Details

APN / Parcel Number

Primary APN	`183C 1 14 028928`
Alternative APNs	`183C 1 14` `25216`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,921 sqft Living Area
1st Floor Area	843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,798 sqft (0.39 acres)
Terrain	Above Road/Slope
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Balcony Area	13 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	13451 STONE DR
City	BRISTOL
State	VA
Zip	24202-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	LT 14 STONEGATE SUBD
Legal Subdivision	STONEGATE SD
Legal Lot Number	14
Jurisdiction	WASHINGTON VA
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1029
Census Tract	10102

Owner

13451 Stone Dr is owned and occupied by an individual.

Source: Washington County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13451 STONE DR, BRISTOL, VA 24202-4558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW PEOPLES BANK INC
Mar 27, 2024	Deed of Trust, Mortgage · Closed-End Mortgage THE BANK OF MARION
Mar 22, 2021	Deed of Trust, Mortgage · Conventional with PMI BANK OF MARION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON VA
Recording Date	Sep 21, 2026
Property Address	13451 STONE DR, BRISTOL, VA 24202-4558
Document Number	0000004317
Instrument Date	Sep 16, 2026
Instrument	20264317
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13451 STONE DR, BRISTOL, VA 24202-4558

Mortgage

Document Number	0000004317,
Date	Sep 21, 2026
Instrument	20264317

Lender

Name	NEW PEOPLES BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.97%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON VA
Property Address	13451 STONE DR, BRISTOL, VA 24202-4558
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001215
Date	Mar 27, 2024
Instrument	240001215

Lender

Name	THE BANK OF MARION

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 19, 2034

Interest

Rate Type	Fixed Rate
Rate	7.39%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON VA
Property Address	13451 STONE DR, BRISTOL, VA 24202-4558
Document Number	0000002163
Instrument Date	Mar 22, 2021
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13451 STONE DR BRISTOL VA 242024558, BRISTOL, VA 24202-4558

Mortgage

Document Number	0000002163
Date	Apr 6, 2021
Instrument	2163

Lender

Name	BANK OF MARION
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2036

Interest

Rate Type	Fixed Rate
Rate	4.74%

Tax Assessment & Valuation

The 2026 property tax bill for 13451 Stone Dr was $1,034.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,034.00	$240,500 Land $25,000 Building $215,500	$240,500 Land $25,000 Building $215,500
2025	$1,034.00
2023		$139,500 Land $20,000 Building $119,500	$139,500 Land $20,000 Building $119,500
2022	$837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13451 Stone Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 29, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2019–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13451 Stone Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY SERVICE AUTHORITY serves 47,574 people · EPA ID VA1191883
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon.

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