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13451 NE 22nd Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 13451 NE 22nd Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,900 sqft · built 1999
Lot Size4.73 acres (206,039 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Nov 2021)
Tax Bill$4,568 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-02-36-35-0010-00060-0050

Property Details

APN / Parcel Number

Primary APN1-02-36-35-0010-00060-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,900 sqft Heated Area
Gross Area2,808 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area206,039 sqft (4.73 acres)
Lot Dimensions625 ft deep x 330 ft wide
Pool Area270 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address13451 NE 22ND AVE
CityOKEECHOBEE
StateFL
Zip34972-4800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY HILLS ESTATES (PLAT BOOK 4 PAGE 97) LOT 5 BLOCK 6
Legal Range35E
Legal Township36S
Legal Section02
Legal SubdivisionCOUNTRY HILLS ESTATES
Legal Block6
Legal Lot Number5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3014
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13451 NE 22ND AVE, OKEECHOBEE, FL 34972-4800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Apr 14, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
USAA
Jun 14, 2019Warranty Deed, Transfer
LAKE OKEECHOBEE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleApr 14, 2020 · Amount on Record
Deed Document Number2021013909
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateNov 1, 2021
Property Address13451 NE 22ND AVE, OKEECHOBEE, FL 34972-4800
Document Number2021013909
Map ReferenceMB 4 PG 97
Instrument DateOct 26, 2021
Instrument2021013909
Transaction TypeTransfer
Record UpdatedDec 9, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13451 NE 22ND AVE, 13451, OKEECHOBEE, FL 34972-4800

Transferred To (Grantee/Buyer)

NameVerified Name
Address13451 NE 22ND AVE, OKEECHOBEE, FL 34972-4800

Mortgage

Document Number2021013910
DateNov 1, 2021
Instrument2021013910
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateApr 14, 2020
Property Address13451 NE 22ND AVE, OKEECHOBEE, FL 34972-4800
Document Number0000003605
Instrument DateApr 7, 2020
Instrument3605
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address13451 NE 22ND AVE OKEECHOBEE FL 349724800, OKEECHOBEE, FL 34972-4800

Mortgage

Document Number3606
DateApr 14, 2020
Instrument3606
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 14, 2019
Property Address13451 NE 22ND AVE, OKEECHOBEE, FL 34972-4800
Document Number0008260684
Book / Page000826 / 000684
Instrument DateJun 14, 2019
Instrument6206
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyLAKE OKEECHOBEE TITLE

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8390 SW 5TH ST MIAMI FL 331443514, MIAMI, FL 33144-3514

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,568.00 (-8.46%) Homeowner's exemption$373,767 (+5.99%)$455,937 (+7.29%) Land $153,900 Building $302,037
2023$4,990.00 (+4.74%) Homeowner's exemption$352,653 (+3%)$424,952 (+22.16%) Land $91,410 Building $333,542
2022$4,764.00 Homeowner's exemption$342,382$347,863 Land $68,760 Building $279,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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