13451 Christensen Rd, Galt, CA 95632 Property Records

Sacramento County property record for 13451 Christensen Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,503 sqft · built 2004
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Jan 2013)
Tax Bill	$7,483 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0113-057-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0113-057-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,503 sqft Living Area
1st Floor Area	2,503 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	82,764 sqft
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13451 CHRISTENSEN RD
City	GALT
State	CA
Zip	95632-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	S 217.20 FT OF THE N651.60 FT OF THE W 401.10 FT OF LOT 161VALLEY OAKS NO.2 CONTG 1.90 AC
Legal Subdivision	VALLEY OAKS #2
Legal Lot Number	161
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1012
Census Tract	9502

Owner

13451 Christensen Rd is owner-occupied and held in a trust since January 2013.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13451 CHRISTENSEN RD, GALT, CA 95632-8843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Intrafamily Transfer, Transfer
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2013 · Amount on File
Deed Sale	Jan 30, 2013 · Amount on File
Prior Sale	Oct 29, 2012 · Amount on File
Deed Book / Page	20130130 / 1103
Prior Transfer Date	Oct 7, 2005
Prior Transfer Doc	2005002655
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 18, 2025
Property Address	13451 CHRISTENSEN RD, GALT, CA 95632-8843
Document Number	0000000862
Map Reference	MB 1144 PG 248
Instrument Date	Sep 10, 2025
Instrument	202509180862
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13451 CHRISTENSEN RD, GALT, CA 95632-8843

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13451 CHRISTENSEN RD, GALT, CA 95632-8843
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13451 CHRISTENSEN RD, GALT, CA 95632-8843

Mortgage

Document Number	2021100101212
Date	Oct 1, 2021
Instrument	2021100101212

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13451 CHRISTENSEN RD, GALT, CA 95632-8843
Document Number	2009011473
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13451 CHRISTENSEN RD GALT CA 956328843, GALT, CA 95632-8843

Mortgage

Document Number	2009011473
Date	Sep 1, 2020
Instrument	2009011473

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13451 CHRISTENSEN RD, GALT, CA 95632-8843
Document Number	1708011674
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13451 CHRISTENSEN RD GALT CA 956328843, GALT, CA 95632-8843

Mortgage

Document Number	1708011674
Date	Aug 1, 2017
Instrument	1708011674

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13451 Christensen Rd was $7,483, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,307 (+2%) Land $233,618 Building $425,689
2025	$7,483.00 (+4.45%)	$646,381 Land $229,038 Building $417,343
2024	$7,164.00 (+2.21%)
2023	$7,009.00 (+15.93%)	$621,284 Land $220,146 Building $401,138
2022	$6,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13451 Christensen Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13451 Christensen Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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