13450 Lawrence St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13450 Lawrence St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,823 sqft · built 2022
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Mar 2026)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R03-223-18-2813-0000-0830`

Property Details

APN / Parcel Number

Primary APN	`R03-223-18-2813-0000-0830`
Alternative APNs	`01135079` `1135079`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,823 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Block/Stucco
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,814 sqft (0.386 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Patio
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	01135079
Street Address	13450 LAWRENCE ST
City	SPRING HILL
State	FL
Zip	34609-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS UNIT THREE LOT 83
Legal Range	18E
Legal Township	23S
Legal Section	03
Legal Subdivision	OAKS (THE) UNIT 3
Legal Lot Number	83
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1008
Census Tract	40909

Owner

13450 Lawrence St is owned and occupied by two individuals who bought it in March 2026.

Source: Hernando County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13450 LAWRENCE ST, SPRING HILL, FL 34609-8947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 30, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 12, 2021	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Aug 30, 2022 · Amount on File
Deed Document Number	202614776
Deed Book / Page	4677 / 988
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0039130548
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 5, 2026
Property Address	13450 LAWRENCE ST, SPRING HILL, FL 34609-8947
Document Number	0046770988
Book / Page	4677 / 988
Map Reference	MB 21 PG 28
Instrument Date	Feb 27, 2026
Instrument	2026014776
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11201 VALLEY STREAM CT, SPRING HILL, FL 34609-9669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13450 LAWRENCE ST, SPRING HILL, FL 34609-8947

Mortgage

Document Number	0004677990
Date	Mar 5, 2026
Instrument	4677/990

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 30, 2022
Property Address	13450 LAWRENCE ST, SPRING HILL, FL 34609-8947
Document Number	0042131884
Book / Page	4213 / 1884
Map Reference	MB 21 PG 28&29
Instrument Date	Aug 26, 2022
Instrument	2022065425
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,164.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10117 PRINCESS PALM AVE STE 550, 550, TAMPA, FL 33610-8301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13450 LAWRENCE ST, SPRING HILL, FL 34609-8947

Mortgage

Document Number	0042131887
Date	Aug 30, 2022
Instrument	4213/1887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 12, 2021
Property Address	13450 LAWRENCE ST, SPRING HILL, FL 34609-8947
Document Number	0039791496
Book / Page	3979 / 1496
Map Reference	MB 21 PG 28-29
Instrument Date	Apr 8, 2021
Instrument	2021025199
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 MERLYN LN, CAPE CORAL, FL 33914-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10117 PRINCESS PALM AVE STE 550, 550, TAMPA, FL 33610-8301
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 16, 2020
Property Address	13450 LAWRENCE ST, SPRING HILL, FL 34609-8947
Document Number	0039130548
Book / Page	003913 / 000548
Instrument Date	Sep 10, 2020
Instrument	71966
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	52 CAMP ELLIS AVE SACO ME 040723006, SACO, ME 04072-3006

Tax Assessment & Valuation

The 2025 property tax bill for 13450 Lawrence St was $3,706.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00	$244,249	$299,738 Land $32,336 Building $267,402
2023		$230,451 Land $230,451
2022	$2,899.00		$304,613 Land $32,336 Building $272,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13450 Lawrence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13450 Lawrence St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Lawrence St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures