1345 William Rd, Ward, SC 29166 Property Records

Saluda County property record for 1345 William Rd, Ward, SC 29166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2020
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Tax Bill	$972 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-00-00-081`

Property Details

APN / Parcel Number

Primary APN	`114-00-00-081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	114 00 00 081
Street Address	1345 WILLIAM RD
City	WARD
State	SC
Zip	29166-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 254-163/458-345/1125-232/1294-108 PL REF 14-75/CAB A -43-18
Jurisdiction	SALUDA SC
Township / Civil Division	RIDGE SPRING
Census Block Group	1
Census Block	1044
Census Tract	960400

Owner

Source: Saluda County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1345 WILLIAM RD, WARD, SC 29166-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Loan Modification, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS
Jun 18, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 18, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021
Deed Sale	Jan 6, 2021
Prior Sale	Jun 18, 2020
Deed Document Number	0001294108
Record Updated	Jun 8, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALUDA SC
Property Address	469 WILLIAM RD, WARD, SC 29166-9392
Document Number	0000002640
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 WILLIAM RD WARD SC 291669392, WARD, SC 29166-9392

Mortgage

Document Number	0000002640
Date	Nov 25, 2020
Book Page	001289/000092
Instrument	2640

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

Interest

Rate	4.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	469 WILLIAM RD, WARD, SC 29166-9392
Document Number	0000001375
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	469 WILLIAM RD WARD SC 291669392, WARD, SC 29166-9392

Mortgage

Document Number	0000001375
Date	Jul 6, 2020
Book Page	001270/000006
Instrument	1375

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Jun 18, 2020
Property Address	469 WILLIAM RD, WARD, SC 29166-9392
Document Number	0000001257
Book / Page	001268 / 000109
Instrument Date	Jun 17, 2020
Instrument	1257
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 RIDGE SPRING HWY WARD SC 291669429, WARD, SC 29166-9429

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Jun 18, 2020
Property Address	469 WILLIAM RD, WARD, SC 29166-9392
Document Number	0000001258
Book / Page	001268 / 000113
Instrument Date	Jun 17, 2020
Instrument	1258
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1311 RIDGE SPRING HWY WARD SC 291669429, WARD, SC 29166-9429

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00 (-0.82%) Homeowner's exemption	$5,250 (-) Land $290 Building $4,960	$131,300 (-) Land $7,400 Building $123,900
2024	$980.00 (+0.72%) Homeowner's exemption	$5,250 (-) Land $290 Building $4,960	$131,300 (-) Land $7,400 Building $123,900
2023	$973.00 (+4.4%) Homeowner's exemption	$5,250 (-) Land $290 Building $4,960	$131,300 (-) Land $7,400 Building $123,900
2022	$932.00 Homeowner's exemption	$5,250 Land $290 Building $4,960	$131,300 Land $7,400 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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