1345 Willard St, Gary, IN 46404 Property Records

Lake County property record for 1345 Willard St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1952
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Tax Bill	$638 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0158-0030`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0158-0030`
Alternative APNs	`45-08-07-181-008.000-004` `254301580030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Basement Area	720 sqft

Exterior

Year Built	Built 1952
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-43-0158-0030
Old Parcel Number	254301580030
Street Address	1345 WILLARD ST
City	GARY
State	IN
Zip	46404-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY HEIGHTS N.18FT. L.30 BL.6 EX. N. 8 FT. L.31 BL.6
Legal Subdivision	GARY HEIGHTS
Legal Block	6
Legal Lot Number	30
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1068
Census Tract	11000

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1345 WILLARD ST, GARY, IN 46404-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Oct 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Oct 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 8, 2020
Transfer Doc	0000072173
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1345 WILLARD ST, GARY, IN 46404-1725
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 WILLARD ST, GARY, IN 46404-1725

Mortgage

Document Number	0000041534
Date	Oct 12, 2022
Instrument	2022-541534

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1345 WILLARD ST, GARY, IN 46404-1725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071317
Date	Oct 17, 2018
Instrument	2018 071317

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 29, 2023

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Oct 8, 2020
Property Address	1345 WILLARD ST, GARY, IN 46404-1725
Document Number	0000072173
Instrument Date	Oct 8, 2020
Instrument	72173
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 WILLARD ST GARY IN 464041725, GARY, IN 46404-1725

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,200 (+63.81%) Land $9,000 Building $75,200	$84,200 (+63.81%) Land $9,000 Building $75,200
2024	$638.00 (+17.06%)
2023		$51,400 (+4.05%) Land $9,000 Building $42,400	$51,400 (+4.05%) Land $9,000 Building $42,400
2022	$545.00 Homeowner's exemption	$49,400 Land $4,800 Building $44,600	$49,400 Land $4,800 Building $44,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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