1345 Westside Dr, Mt Zion, IL 62549 Property Records

Macon County property record for 1345 Westside Dr, Mt Zion, IL 62549

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 988 sqft · built 1989
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jun 2019)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-04-108-018`

Property Details

APN / Parcel Number

Primary APN	`12-17-04-108-018`
Alternative APN	`17-04-108-018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	85 ft deep x 135 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	121704108018
Street Address	1345 WESTSIDE DR
City	MT ZION
State	IL
Zip	62549-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	BALTIMORE ACRES LOT 5 03BK3431/717 135X85
Legal Subdivision	BALTIMORE ACRES
Legal Lot Number	5
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	4
Census Block	4007
Census Tract	2500

Owner

1345 Westside Dr is owned and occupied by an individual who bought it in June 2019.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1345 WESTSIDE DR, MT ZION, IL 62549-1075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Nov 21, 2008	Deed of Trust, Mortgage DECATUR EARTHMOVER CREDIT UNION
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Sep 11, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	201947130
Deed Book / Page	4680 / 782
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	1345 WESTSIDE DR, MT ZION, IL 62549-1075
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004748/813
Date	Jun 24, 2020
Book Page	4748/813
Instrument	1962568

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	1345 WESTSIDE DR, MT ZION, IL 62549-1075
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003941/423
Date	Nov 21, 2008
Book Page	3941/423
Instrument	1763369

Lender

Name	DECATUR EARTHMOVER CREDIT UNION
Address	DECATUR, IL 62526

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 22, 2018

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	1345 WESTSIDE DR, MT ZION, IL 62549-1075
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4748/813
Date	Jun 24, 2020
Book Page	4748/813
Instrument	1962568

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 18, 2019
Property Address	1345 WESTSIDE DR, MT ZION, IL 62549-1075
Document Number	4680/782
Book / Page	4680 / 782
Map Reference	PB 1832 PG 55
Instrument Date	Jun 14, 2019
Instrument	1947130
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	1947131
Date	Jun 18, 2019
Instrument	1947131

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	004681/399
Date	Jun 20, 2019
Book Page	4681/399
Instrument	1947239

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON IL
Recording Date	Sep 11, 2013
Property Address	1345 WESTSIDE DR, MT ZION, IL 62549-1075
Document Number	004329/248
Book / Page	4329 / 248
Map Reference	MB1832 PG55
Instrument Date	Sep 6, 2013
Instrument	1861414
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	00000
Investor	Possibly a Property Investor

Mortgage

Document Number	0001861415
Date	Sep 11, 2013
Instrument	1861415

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1345 Westside Dr was $4,299 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Municipality	Mount Zion Village
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00	$61,882 Land $6,050 Building $55,832	$185,665 Land $18,152 Building $167,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1345 Westside Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1993)
Most Recent Claim	Apr 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1345 Westside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION serves 5,833 people · EPA ID IL1150350
Water Source	Purchased surface water from DECATUR
Last State Inspection	Mar 2025
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Shawnee Communications.

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