1345 Wells Rd, Carnesville, GA 30521 Property Records

Banks County property record for 1345 Wells Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 1994
Lot Size	27 acres (1,176,991 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Aug 2024)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B72 011`

Property Details

APN / Parcel Number

Primary APN	`B72 011`
Alternative APN	`4021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Heated Area
1st Floor Area	1,830 sqft
Flooring	Plywood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	1,176,991 sqft (27 acres)
Garage Area	420 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	410 sqft
Deck Area	120 sqft
Patio Area	190 sqft
Utility Building	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	4021
Street Address	1345 WELLS RD
City	CARNESVILLE
State	GA
Zip	30521-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 3-180 PB A-45 L&E
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3078
Census Tract	970100

Owner

1345 Wells Rd is owned and occupied by an individual who bought it in August 2024.

Source: Banks County records, as of November 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1345 WELLS RD, CARNESVILLE, GA 30521-1738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Aug 14, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage PIEDMONT BANK
Mar 24, 2016	Warranty Deed, Transfer MOUNTAIN VALLEY COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Mar 24, 2016 · Amount on File
Deed Document Number	0000005656
Deed Book / Page	565 / 6
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	1345 WELLS RD, CARNESVILLE, GA 30521-1738
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000443/357
Date	Oct 11, 2017
Book Page	443/357

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

August 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 14, 2024
Property Address	1345 WELLS RD, CARNESVILLE, GA 30521-1738
Document Number	00000565/6
Book / Page	565 / 6
Instrument Date	Jul 25, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1345 WELLS RD, CARNESVILLE, GA 30521-1738

Mortgage

Document Number	0000005658
Date	Aug 14, 2024
Instrument	565/8

Lender

Name	PIEDMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	5 Months
Due	Jan 1, 2025

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 24, 2016
Property Address	1345 WELLS RD, CARNESVILLE, GA 30521-1738
Document Number	000422/844
Book / Page	422 / 844
Instrument Date	Mar 24, 2016
Instrument	2016-000190
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 JEFFERSON RIVER RD, JEFFERSON, GA 30549-3862

Mortgage

Document Number	000422/845
Date	Mar 28, 2016
Book Page	422/845

Lender

Name	MOUNTAIN VALLEY COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1345 Wells Rd was $2,720 with a homeowner's exemption, down 31.5% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (-31.52%) Homeowner's exemption	$219,184 (+7.64%) Land $83,073 Building $136,111	$547,960 (+7.64%) Land $207,683 Building $340,277
2024	$3,972.00 (+20.25%) Homeowner's exemption	$203,619 (+11.69%) Land $75,521 Building $128,098	$509,048 (+11.69%) Land $188,802 Building $320,246
2023	$3,303.00 (+6.07%) Homeowner's exemption	$182,303 (+21.34%) Land $68,292 Building $114,011	$455,758 (+21.34%) Land $170,731 Building $285,027
2022	$3,114.00 Homeowner's exemption	$150,245 Land $49,988 Building $100,257	$375,613 Land $124,970 Building $250,643

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1345 Wells Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1345 Wells Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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