1345 Simon Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1345 Simon Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,692 sqft · built 2006
Lot Size0.941 acres (40,990 sqft)
OwnerIndividual Name on Record
Last Sale$899,900 (Jan 2026)
Tax Bill$10,356 (2025)
Deeds & MortgagesApr 2016 Mortgage
Jan 2026 Sale & Mortgage
APN0294001000630

Property Details

APN / Parcel Number

Primary APN0294001000630

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,692 sqft Living Area
1st Floor Area1,132 sqft
Upper Floors Area1,132 sqft
AtticAttic
Attic Area1,207 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area40,990 sqft (0.941 acres)
Lot Dimensions201 ft deep x 33 ft wide
Garage TypeAttached
Garage Area1,207 sqft

Exterior Amenities

PorchSlab
Porch Area212 sqft
Deck Area524 sqft
Patio Area605 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1345 SIMON DR
CityCHESAPEAKE
StateVA
Zip23320-7669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description63 EMERALD FOREST
Legal SubdivisionEMERALD GREENS,EMERALD FOREST
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3007
Census Tract20814

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 120435, NEWPORT NEWS, VA 23612-0435
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2016Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Jan 30, 2026Deed, Transfer · Conventional Mortgage
PRIMIS MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Prior SaleApr 22, 2005 · Amount on Record
Deed Document Number20262454
Deed Book / Page10940 / 221
Record UpdatedOct 29, 2026

April 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1345 SIMON DR, CHESAPEAKE, VA 23320-7669
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyTQHR LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009636/573
DateApr 26, 2016
Book Page9636/573
Instrument160010361
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 30, 2026
Property Address1345 SIMON DR, CHESAPEAKE, VA 23320-7669
Document Number010940/221
Book / Page10940 / 221
Map ReferenceMB 146 PG 153&153A-1
Instrument DateJan 22, 2026
Instrument260002454
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,025.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 120435, NEWPORT NEWS, VA 23612-0435

Mortgage

Document Number0260002455
DateJan 30, 2026
Instrument260002455
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate8.25%
Type Change DateFeb 1, 2033
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change13.2%
IndexSOFR Average 30-Day
Max Rate13.2%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,026,300 (+0.1%) Land $260,000 Building $766,300$1,026,300 (+0.1%) Land $260,000 Building $766,300
2025$10,356.00 (+9.18%)$1,025,300 (+11.97%) Land $250,000 Building $775,300$1,025,300 (+11.97%) Land $250,000 Building $775,300
2024$9,485.00 (+27.92%)
2023$915,700 (+14.55%) Land $220,000 Building $695,700$915,700 (+14.55%) Land $220,000 Building $695,700
2022$799,400 Land $200,000 Building $599,400$799,400 Land $200,000 Building $599,400
2019$7,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Simon Dr

Nearby Streets

Search Property Records by Address or Parcel Number