1345 Riverwood Dr, Algonquin, IL 60102 Property Records

Kane County property record for 1345 Riverwood Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,326 sqft · built 1984
Lot Size	0.194 acres (8,469 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Oct 2023)
Tax Bill	$7,207 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-03-229-036`

Property Details

APN / Parcel Number

Primary APN	`03-03-229-036`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Lot Area	8,469 sqft (0.194 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1345 RIVERWOOD DR
City	ALGONQUIN
State	IL
Zip	60102-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD ESTATES UNIT 3 - LOT 94
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	94
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1003
Census Tract	850106

Owner

1345 Riverwood Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Kane County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	836 S GOLF CUL DE SAC ST, DES PLAINES, IL 60016-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 21, 2019	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Nov 21, 2019	Quit Claim Deed, Transfer STARCK TITLE SERVICES, STARCK TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Nov 21, 2019 · Amount on File
Deed Document Number	202336786
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	0000056472
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 19, 2023
Property Address	1345 RIVERWOOD DR, ALGONQUIN, IL 60102-3812
Document Number	0000036786
Map Reference	DOC 1656848
Instrument Date	Sep 6, 2023
Instrument	2023K036786
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1740 ILLINOIS STREET, ALGONQUIN, IL 60102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036787
Date	Oct 19, 2023
Instrument	2023K036787

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%
Change Frequency	Monthly

Mortgage

Document Number	0000036788
Date	Oct 19, 2023
Instrument	2023K036788

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2028

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 21, 2019
Property Address	1345 RIVERWOOD DR, ALGONQUIN, IL 60102-3812
Document Number	0000056473
Instrument Date	Oct 29, 2019
Instrument	56473
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.50
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 ALABAMA TRL CAROL STREAM IL 601881301, CAROL STREAM, IL 60188-1301

Mortgage

Document Number	56474
Date	Nov 21, 2019
Instrument	56474

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 21, 2019
Property Address	1345 RIVERWOOD DR, ALGONQUIN, IL 60102-3812
Document Number	0000056472
Instrument Date	Oct 18, 2019
Instrument	56472
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	STARCK TITLE SERVICES, STARCK TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 S SYCAMORE PL CHANDLER AZ 852866819, CHANDLER, AZ 85286-6819

Tax Assessment & Valuation

The 2025 property tax bill for 1345 Riverwood Dr was $7,207 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,207.00	$104,335 (+9.42%) Land $27,320 Building $77,015	$313,130 (+9.42%) Land $81,993 Building $231,137
2024		$95,353 Land $24,968 Building $70,385	$286,173 Land $74,934 Building $211,239
2022	$6,398.00 (+3.19%) Homeowner's exemption	$80,060 (+5.91%) Land $22,465 Building $57,595	$240,180 (+5.91%) Land $67,395 Building $172,785
2021	$6,200.00 Homeowner's exemption	$75,592 Land $21,211 Building $54,381	$226,776 Land $63,633 Building $163,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1345 Riverwood Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1345 Riverwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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