1345 Prospect Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1345 Prospect Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,429 sqft · built 1981
Lot Size	0.073 acres (3,180 sqft)
Owner	Trust Name on Record
Last Sale	$120,500 (Jan 2001)
Tax Bill	$6,834 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-068-08`

Property Details

APN / Parcel Number

Primary APN	`034-068-08`
Alternative APN	`034-068-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,429 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Duplex Single
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	3,180 sqft (0.073 acres)
View / Lot	Ocean
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1335 PROSPECT AVE
City	CAPITOLA
State	CA
Zip	95010-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 115
Legal Subdivision	CAMP FAIRVIEW
Legal Lot Number	115
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1017
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1335 PROSPECT AVE, CAPITOLA, CA 95010-3843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2001 · Amount on Record
Deed Sale	Jan 9, 2001 · Amount on Record
Deed Document Number	20011410
Last Transfer Date	Mar 10, 2021
Transfer Doc	0000016373
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 22, 2021
Property Address	1335 PROSPECT AVE, CAPITOLA, CA 95010-3843
Document Number	0000016373
Instrument Date	Mar 10, 2021
Instrument	2021-0016373
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1335 PROSPECT AVE, CAPITOLA, CA 95010-3843

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 19, 2021
Property Address	1335 PROSPECT AVE, CAPITOLA, CA 95010-3843
Document Number	0000016266
Instrument Date	Mar 10, 2021
Instrument	2021-0016266
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 PROSPECT AVE, CAPITOLA, CA 95010-3843

Mortgage

Document Number	0000016267
Date	Mar 19, 2021
Instrument	2021-0016267

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,360 (+2%) Land $49,842 Building $326,518
2025	$6,834.00 (+12%)	$368,981 (+4.04%) Land $48,865 Building $320,116
2023	$6,102.00 (+2.42%)	$354,652 Land $46,967 Building $307,685
2022	$5,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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