1345 Persimmon Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 1345 Persimmon Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,098 sqft · built 1987
Lot Size	0.946 acres (41,194 sqft)
Owner	2 Individual Names on File
Last Sale	$774,000 (Mar 2015)
Tax Bill	$23,013 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-452-040`

Property Details

APN / Parcel Number

Primary APN	`09-22-452-040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,098 sqft Living Area
1st Floor Area	5,098 sqft
Basement Area	1,153 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood
Lot Area	41,194 sqft (0.946 acres)
Garage Type	Attached
Garage Area	905 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1345 PERSIMMON DR
City	SAINT CHARLES
State	IL
Zip	60174-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 006-ANTRE,PRSMWD,STW
Legal Subdivision	PERSIMMON WOODS
Legal Block	1
Legal Lot Number	46
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1012
Census Tract	852005

Owner

1345 Persimmon Dr is owned and occupied by two individuals who bought it in March 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1345 PERSIMMON DR, SAINT CHARLES, IL 60174-1342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2015 · Amount on File
Deed Sale	Mar 26, 2015 · Amount on File
Prior Sale	Sep 10, 1999 · Amount on File
Deed Document Number	201514886
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1345 PERSIMMON DR, ST CHARLES, IL 60174-1342
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085806
Date	Nov 15, 2021
Instrument	2021K085806

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1345 Persimmon Dr was $23,013 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,013.00 Homeowner's exemption	$336,139 (+14.49%) Land $75,781 Building $260,358	$1,008,821 (+14.49%) Land $227,434 Building $781,387
2024		$293,587 Land $53,692 Building $239,895	$881,113 Land $161,140 Building $719,973
2022	$18,773.00 (+3.99%) Homeowner's exemption	$238,514 (+4.91%) Land $52,127 Building $186,387	$715,542 (+4.91%) Land $156,381 Building $559,161
2021	$18,052.00 Homeowner's exemption	$227,351 Land $49,687 Building $177,664	$682,053 Land $149,061 Building $532,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1345 Persimmon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1345 Persimmon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20