1345 Park Dr, White Lake, MI 48386 Property Records

Oakland County property record for 1345 Park Dr, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,178 sqft · built 1928
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$263,500 (Jul 2019)
Tax Bill	$3,316 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-35-432-021`

Property Details

APN / Parcel Number

Primary APN	`Y-12-35-432-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,018 sqft
Basement Area	538 sqft
Unfinished Basement	538 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	156 ft deep x 40 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1345 PARK DR
City	WHITE LAKE
State	MI
Zip	48386-4071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 35 NEEDELS SIX LAKES SUB NUMBER ONE LOTS 4 & 5 BLK 3 9-9-91 FR 015 & 016
Legal Range	08E
Legal Township	03N
Legal Section	35
Legal Subdivision	NEEDELS SIX LAKES SUB
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4020
Census Tract	130700

Owner

1345 Park Dr is owned and occupied by an individual who acquired it in June 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1345 PARK DR, WHITE LAKE, MI 48386-4071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2022	Intrafamily Transfer, Transfer
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	2019117554
Deed Book / Page	53055 / 167
Last Transfer Date	Jun 3, 2022
Transfer Doc	0000395126
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1345 PARK DR, WHITE LAKE, MI 48386-4071
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 PARK DR, WHITE LAKE, MI 48386-4071

Mortgage

Document Number	0000206891
Date	Oct 7, 2020
Book Page	54962/320
Instrument	206891

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 10, 2022
Property Address	1345 PARK DR, WHITE LAKE, MI 48386-4071
Document Number	0000395126
Book / Page	57841 / 482
Instrument Date	Jun 3, 2022
Instrument	395126
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1345 PARK DR, 1345, WHITE LAKE, MI 48386-4071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1345 PARK DR, WHITE LAKE, MI 48386-4071

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 23, 2019
Property Address	1345 PARK DR, WHITE LAKE, MI 48386-4071
Document Number	0000117554
Book / Page	053055 / 000167
Instrument Date	Jun 24, 2019
Instrument	117554
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	SPEEDY TITLE AND ESCROW SERVICES LLC, SPEEDY TITLE & ESCROW SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,266.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 PARK DR WHITE LAKE MI 483864071, WHITE LAKE, MI 48386-4071

Mortgage

Document Number	117552
Date	Jul 23, 2019
Book Page	053055/000141
Instrument	117552

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1345 Park Dr was $3,316 with a homeowner's exemption, down 4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,316.00 (-40.04%) Homeowner's exemption	$208,430	$416,860
2024	$5,530.00
2023		$174,670	$349,340
2021	$3,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1345 Park Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1345 Park Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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