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1345 Overlea St, Clearwater, FL 33755 Property Records

Pinellas County property record for 1345 Overlea St, Clearwater, FL 33755

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,294 sqft · built 1955
Lot Size0.213 acres (9,296 sqft)
Owner2 Individual Names on File
Tax Bill$538 (2025)
Deeds & MortgagesJun 2026 Sale
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNC62-000-744-9313-1

Property Details

APN / Parcel Number

Primary APNC62-000-744-9313-1
Alternative APNs
  • 10-29-15-69066-005-0020
  • 291510690660050020
  • 152910690660050020
  • R112295

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,294 sqft Living Area
Gross Area1,689 sqft
1st Floor Area1,294 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1971
Architectural StyleH-Shape
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,296 sqft (0.213 acres)
Lot Dimensions124 ft deep x 75 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area45 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR112295
Street Address1345 OVERLEA ST
CityCLEARWATER
StateFL
Zip33755-3441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE BROOK HIGHLANDS BLK E, LOT 2
Legal Range15E
Legal Township29S
Legal Section10
Legal SubdivisionPINE BROOK HIGHLANDS
Legal Tract69066
Legal BlockE
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group4
Census Block4054
Census Tract26300

Owner

1345 Overlea St is owned and occupied by two individuals who acquired it in May 2010.

Source: Pinellas County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address811 ROSERY RD NW, 1203, LARGO, FL 33770-1242
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 11, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 30, 2010
Transfer Doc0169522102
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateJun 24, 2026
Property Address1345 OVERLEA ST, CLEARWATER, FL 33755-3441
Document Number0000169792
Book / Page23604 / 1073
Instrument DateJun 24, 2026
Instrument2026169792
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1345 OVERLEA ST, CLEARWATER, FL 33755-3441
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1345 OVERLEA ST, CLEARWATER, FL 33755-3441

Mortgage

Document Number0217721999
DateOct 21, 2021
Book Page21772/1999
Instrument2021345564
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term133 Months
DueNov 1, 2032

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address1345 OVERLEA ST, CLEARWATER, FL 33755-3441
Document Number0201550849
Instrument DateJul 11, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1345 OVERLEA ST CLEARWATER FL 337553441, CLEARWATER, FL 33755-3441

Mortgage

Document Number0201550849
DateAug 6, 2018
Book Page020155/000849
Instrument248490
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 5, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1345 Overlea St was $538 with a homeowner's exemption, up 4.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$538.00 (+4.67%) Homeowner's exemption$58,672$206,857 Land $114,072 Building $92,785
2024$514.00 (+0.19%)
2023$513.00 (+1.18%) Homeowner's exemption$55,357 (+3%)$219,689 (+31.05%) Land $147,230 Building $72,459
2022$507.00 Homeowner's exemption$53,745$167,639 Land $125,530 Building $42,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1345 Overlea St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims14 (1979–2024)
Claims Outside the SFHA6 of 14
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1345 Overlea St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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