Martin County property record for 1345 NW Pine Lake Dr, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,995 sqft · built 1964 |
| Lot Size | 0.489 acres (21,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jul 2013) |
| Tax Bill | $6,799 (2024) |
| Deeds & Mortgages | May 2018 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 30-37-41-010-011-0004.0-0-0000 |
| Primary APN | 30-37-41-010-011-0004.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 3,039 sqft |
| 1st Floor Area | 1,995 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,301 sqft (0.489 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 516 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1345 NW PINE LAKE DR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34994-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH RIVER SHORES SEC 4 LOT 4 BLK 11 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIVER SHORES |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 300 |
Source: Martin County records · APN 30-37-41-010-011-0004.0-0-0000
Assessment roll updated August 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1345 NW PINE LAKE DR, STUART, FL 34994-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK N A |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2013 · Amount on Record |
| Deed Sale | Jul 10, 2013 · Amount on Record |
| Prior Sale | Nov 10, 2012 · Amount on Record |
| Deed Document Number | 20132404797 |
| Deed Book / Page | 2662 / 2791 |
| Last Transfer Date | Mar 26, 2025 |
| Transfer Doc | 0034901428 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1345 NW PINE LAKE DR, STUART, FL 34994-9434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029910534 |
|---|---|
| Date | May 08, 2018 |
| Book Page | 02991/0534 |
| Instrument | 2693404 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1345 NW PINE LAKE DR, STUART, FL 34994-9434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031172663 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 3117/2663 |
| Instrument | 2805583 |
| Name | CITIZENS BANK N A |
|---|---|
| Type | Non-Lending Institution |
| Address | PO BOX 2026, FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440,385 (+5.99%) | $921,770 (+27.44%) Land $750,000 Building $171,770 | |
| 2024 | $6,799.00 (+1.95%) | ||
| 2023 | $6,669.00 (+3.54%) Additional exemption filed | $415,509 (+3%) | $723,270 (+34.85%) Land $550,000 Building $173,270 |
| 2022 | $6,441.00 Homeowner's exemption | $403,407 | $536,340 Land $420,000 Building $116,340 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850003002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 10 condo units |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 231 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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