1345 Napa Valley Ln, Eugene, OR 97404 Property Records

Lane County property record for 1345 Napa Valley Ln, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1998
Lot Size	0.111 acres (4,848 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2026)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-03-34-09600-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-03-34-09600-000`
Alternative APNs	`1704033409600` `1601713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,906 sqft
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,848 sqft (0.111 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	399 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1601713
Street Address	1345 NAPA VALLEY LN
City	EUGENE
State	OR
Zip	97404-3878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT RYAN MEADOWS 6TH ADDITION LOT 353 TL 09600
Legal Range	04
Legal Township	17
Legal Section	03
Legal Subdivision	RYAN MEADOWS
Legal Lot Number	353
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1008
Census Tract	2403

Owner

Source: Lane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CREDIT UNION
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Apr 26, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 17, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	May 24, 2001 · Amount on Record
Deed Document Number	202623628
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 16, 2026
Property Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878
Document Number	0000023628
Instrument Date	Jul 13, 2026
Instrument	202623628
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	WESTERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023629,
Date	Jul 16, 2026
Instrument	202623629

Lender

Name	OREGON COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878

Mortgage

Document Number	0000006495
Date	Mar 14, 2023
Instrument	2023-006495

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878

Mortgage

Document Number	0000018730
Date	Apr 26, 2022
Instrument	2022-018730

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023625
Date	May 17, 2017
Instrument	2017-023625

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1345 NAPA VALLEY LN, EUGENE, OR 97404-3878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003168
Date	Jan 21, 2020
Instrument	2020-003168

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,541.00 (+5.68%)	$261,106 (+6.09%)	$425,007 (+2.02%) Land $86,011 Building $338,996
2023	$4,297.00 (+4.27%)	$246,118 (+3%)	$416,593 (+7.88%) Land $73,602 Building $342,991
2022	$4,121.00	$238,950	$386,146 Land $86,011 Building $300,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications, T-Mobile.

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