1345 M St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1345 M St, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,619 sqft · built 1975
Lot Size0.177 acres (7,712 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Dec 2008)
Tax Bill$6,345 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-01164-0000-00006

Property Details

APN / Parcel Number

Primary APN13-01164-0000-00006
Alternative APNs
  • 130116400006
  • 00069486

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,619 sqft Living Area
1st Floor Area1,619 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area7,712 sqft (0.177 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00069486
Street Address1345 M ST
CityFORKED RIVER
StateNJ
Zip08731-4149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal DescriptionIRR
Legal Block1164
Legal Lot Number6
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group1
Census Block1034
Census Tract732004

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1345 M ST, FORKED RIVER, NJ 08731-4149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2008 · Amount on Record
Deed SaleDec 5, 2008 · Amount on Record
Prior SaleOct 10, 2003
Deed Document Number2008122942
Deed Book / Page14165 / 1965
Prior Transfer DateJul 18, 2003
Prior Transfer Doc1171001667
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address1345 M ST, FORKED RIVER, NJ 08731-4149
Document Number0172120333
Instrument DateAug 6, 2018
Transaction TypeMortgage
Record UpdatedSep 6, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1345 M ST FORKED RIVER NJ 087314149, FORKED RIVER, NJ 08731-4149

Mortgage

Document Number0172120333
DateAug 17, 2018
Book Page017212/000333
Instrument81345
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 16, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,000 (-) Land $81,000 Building $151,000$232,000 (-) Land $81,000 Building $151,000
2025$6,345.00 (+7.94%)$232,000 (-) Land $81,000 Building $151,000$232,000 (-) Land $81,000 Building $151,000
2024$5,878.00 (+11.96%)
2023$232,000 Land $81,000 Building $151,000$232,000 Land $81,000 Building $151,000
2022$5,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2012–2024)
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 70% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on M St

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