Hamilton County property record for 1345 Joni Cir, Chattanooga, TN 37415
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.5 acres (21,801 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,000 (Mar 2023) |
| Tax Bill | $159 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109M B 007 |
| Primary APN | 109M B 007 |
|---|
| Lot Area | 21,801 sqft (0.5 acres) |
|---|---|
| Lot Dimensions | 186 ft deep x 80 ft wide |
| Street Address | 1345 JONI CIR |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-3309 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R2 |
| Legal Description | 1890B 05H 01 LOT 26 LAURA GRAY ADDN PB 23 PG 25 |
| Legal Subdivision | GRAY LAURA ADDN |
| Legal Lot Number | 26 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10501 |
Source: Hamilton County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4131 HAMILL RD, HIXSON, TN 37343-3520 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer UNKNOWN, NORTHSHORE T&E LLC |
| Jul 21, 2021 | Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC |
| Oct 16, 2020 | Loan Modification, Mortgage MILLENNIUM BK |
| Sep 11, 2019 | Warranty Deed, Construction Loan · Construction Mortgage MILLENNIUM BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on Record |
| Deed Sale | Mar 7, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2021 · Amount on Record |
| Deed Document Number | 202348 |
| Deed Book / Page | 13229 / 991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 7, 2023 |
| Property Address | 1345 JONI CIR, CHATTANOOGA, TN 37415-3309 |
| Document Number | 0000000048 |
| Book / Page | 13229 / 991 |
| Map Reference | MB 23 PG 25 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023030700048 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4131 HAMILL RD, HIXSON, TN 37343-3520 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 21, 2021 |
| Property Address | 1345 JONI CIR, CHATTANOOGA, TN 37415-3309 |
| Document Number | 0000000116 |
| Book / Page | 12576 / 988 |
| Map Reference | MB 23 PG 25 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021072100116 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 RIVERSIDE DR, NASHVILLE, TN 37206-1930 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | JONI CIR, CHATTANOOGA, TN 37415 |
| Document Number | 1022000071 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 BUSH RD CHATTANOOGA TN 374213110, CHATTANOOGA, TN 37421-3110 |
| Document Number | 1022000071 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 012201/000378 |
| Instrument | 201022000071 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Oct 21, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 11, 2019 |
| Property Address | JONI CIR, CHATTANOOGA, TN 37415 |
| Document Number | 0911000137 |
| Book / Page | 011755 / 000395 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 190911000137 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 6, 2020 |
| Title Company | TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 BUSH RD CHATTANOOGA TN 374213110, CHATTANOOGA, TN 37421-3110 |
| Document Number | 911000138 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 011755/000397 |
| Instrument | 190911000138 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 10, 2020 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $159.00 (+59%) | $10,500 (+133.33%) | $42,000 (+133.33%) Land $42,000 |
| 2024 | $100.00 | $4,500 (-) | $18,000 (-) Land $18,000 |
| 2023 | $100.00 | $4,500 (-) | $18,000 (-) Land $18,000 |
| 2022 | $100.00 | $4,500 | $18,000 Land $18,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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