Kenton County property record for 1345 Highland Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,374 sqft · built 1991 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Nov 2018) |
| Tax Bill | $3,610 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-40-21-001.02 |
| Primary APN | 041-40-21-001.02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Finished Area |
| Gross Area | 2,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1345 HIGHLAND AVE |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.0291 S S HIGHLAND PK 1/2 MI N E OF INT KYLES LN & HIGHLAND PK |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 65100 |
1345 Highland Ave is owned and occupied by two individuals who bought it in November 2018.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1345 HIGHLAND AVE, FT WRIGHT, KY 41011-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Nov 19, 2018 | Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on File |
| Deed Sale | Nov 19, 2018 · Amount on File |
| Prior Sale | Jun 24, 2013 · Amount on File |
| Deed Document Number | 201811 19 059 00131 |
| Deed Book / Page | 6547 / 322 |
| Prior Transfer Date | Apr 22, 2007 |
| Prior Transfer Doc | 0005900190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1345 HIGHLAND AVE, FT WRIGHT, KY 41011-3729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900033 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 188/754 |
| Instrument | 21032405900033 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 19, 2018 |
| Property Address | 1345 HIGHLAND AVE, FT WRIGHT, KY 41011-3729 |
| Document Number | 0000000131 |
| Book / Page | 0C6547 / 000322 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 131 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1345 HIGHLAND AVE FORT WRIGHT KY 410113729, FORT WRIGHT, KY 41011-3729 |
| Document Number | 132 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 0C6547/000326 |
| Instrument | 132 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2048 |
The 2025 property tax bill for 1345 Highland Ave was $3,610.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,300 (-) Land $30,000 Building $334,300 | $364,300 (-) Land $30,000 Building $334,300 | |
| 2025 | $3,610.00 | $364,300 Land $30,000 Building $334,300 | $364,300 Land $30,000 Building $334,300 |
| 2023 | $3,883.00 | $364,300 Land $30,000 Building $334,300 | $364,300 Land $30,000 Building $334,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1345 Highland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1345 Highland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures