1345 Gates Ave, Morganton, NC 28655 Property Records

Burke County property record for 1345 Gates Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1930
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2020)
Tax Bill	$784 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1791606865`

Property Details

APN / Parcel Number

Primary APN	`1791606865`
Alternative APN	`2896`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)

Exterior Amenities

Porch	Porch
Porch Area	114 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1345 GATES AVE
City	MORGANTON
State	NC
Zip	28655-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1345 GATES AVE MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1013
Census Tract	21301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1345 GATES AVE, MORGANTON, NC 28655-7628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Mar 2, 2020	Grant Deed, Transfer SERVICELINK
Sep 7, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	202017040732
Deed Book / Page	2467 / 551
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0023650349
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 29, 2020
Property Address	1345 GATES AVE, MORGANTON, NC 28655-7628
Document Number	0024670551
Book / Page	2467 / 551
Instrument Date	May 28, 2020
Instrument	2017040732
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 GATES AVE, MORGANTON, NC 28655-7628

Mortgage

Document Number	2017040733
Date	May 29, 2020
Instrument	2017040733

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BURKE NC
Recording Date	Mar 2, 2020
Property Address	1345 GATES AVE, MORGANTON, NC 28655-7628
Document Number	0024510921
Book / Page	002451 / 000921
Instrument Date	Nov 9, 2018
Instrument	37769
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	BURKE NC
Recording Date	Sep 7, 2018
Property Address	1345 GATES AVE, MORGANTON, NC 28655-7628
Document Number	0023650349
Book / Page	002365 / 000349
Instrument Date	Sep 5, 2018
Instrument	19732
Transaction Type	Foreclosure
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$138.83
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$784.00 (+0.64%)	$105,035 (-) Land $8,610 Building $96,425	$105,035 (-) Land $8,610 Building $96,425
2025	$779.00 (+3.73%)	$105,035 (-) Land $8,610 Building $96,425	$105,035 (-) Land $8,610 Building $96,425
2023	$751.00	$105,035 Land $8,610 Building $96,425	$105,035 Land $8,610 Building $96,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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