1345 E Silvermine Rd, Bryson City, NC 28713 Property Records

Swain County property record for 1345 E Silvermine Rd, Bryson City, NC 28713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1958
Lot Size	1.92 acres (83,853 sqft)
Owner	2 Company Names on Record
Tax Bill	$634 (2026)
Deeds & Mortgages	Oct 2025 Transfer Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`652900777490`

Property Details

APN / Parcel Number

Primary APN	`652900777490`
Alternative APNs	`505428` `544008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,047 sqft Total Area
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	83,853 sqft (1.92 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	544008
Street Address	1345 E SILVERMINE RD
City	BRYSON CITY
State	NC
Zip	28713-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-NR-6424-SILVERMINE1
Legal Subdivision	WILKES/EAST SILVERMINE
Jurisdiction	SWAIN NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2044
Census Tract	960301

Owner

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4343 LINDSEY LOOP, DOVER, FL 33527-3901
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 8, 2025
Transfer Doc	000546/973
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SWAIN NC
Recording Date	Oct 20, 2025
Property Address	1345 E SILVERMINE RD, BRYSON CITY, NC 28713-8183
Document Number	000546/973
Book / Page	546 / 973
Instrument Date	Oct 8, 2025
Instrument	1796
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 LINDSEY LOOP, DOVER, FL 33527-3901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 LINDSEY LOOP, DOVER, FL 33527-3901

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	1345 E SILVERMINE RD, BRYSON CITY, NC 28713-8183
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/0932
Date	Mar 9, 2017
Book Page	00446/0932
Instrument	00382

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BRYSON CITY, NC 28713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	1345 E SILVERMINE RD, BRYSON CITY, NC 28713-8183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/0932
Date	Mar 9, 2017
Book Page	00446/0932
Instrument	00382

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BRYSON CITY, NC 28713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	1345 E SILVERMINE RD, BRYSON CITY, NC 28713-8183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00469/1058
Date	Aug 2, 2019
Book Page	00469/1058
Instrument	01281

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$634.00	$126,610 (-) Land $15,000 Building $111,610
2025	$634.00 (+11.23%)	$126,610 (-) Land $15,000 Building $111,610	$126,610 (-) Land $15,000 Building $111,610
2023	$570.00 Additional exemption filed	$126,610 Land $15,000 Building $111,610	$126,610 Land $15,000 Building $111,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 95% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BalsamWest FiberNET Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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