1345 Co Rd 53, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1345 Co Rd 53, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2,140 sqft · built 2021
Lot Size	5.37 acres (233,917 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,414 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-08-01-01-0-000-007.001`

Property Details

APN / Parcel Number

Primary APN	`13-08-01-01-0-000-007.001`
Alternative APNs	`ALT APN:0801010000007001` `21978`

Interior

Stories	1 Story
Building Area	2,140 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	233,917 sqft (5.37 acres)

Location & Zoning

Account Number	21978
Street Address	1345 COUNTY ROAD 53
City	CEDAR BLUFF
State	AL
Zip	35959-4678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TUCKER FARMS PHASE 1 14/20
Legal Range	08E
Legal Township	09S
Legal Section	01
Legal Subdivision	TUCKER FARM - PHASE 1
Legal Phase	1
Legal Lot Number	1
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1008
Census Tract	955802

Owner

1345 Co Rd 53 is owned and occupied by two individuals who acquired it in November 2006.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1345 COUNTY ROAD 53, CEDAR BLUFF, AL 35959-4678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CBY INC
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2006
Deed Sale	Nov 12, 2006
Deed Book / Page	2006 / 144123
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1345 COUNTY ROAD 53, CEDAR BLUFF, AL 35959-4678
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211062
Date	Feb 18, 2020
Instrument	211062

Lender

Name	CBY INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 14, 2021

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1345 COUNTY ROAD 53, CEDAR BLUFF, AL 35959-4678
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218946
Date	Jun 24, 2021
Instrument	218946

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1345 Co Rd 53 was $2,414 with a homeowner's exemption, up 7.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,414.00 (+7.19%)
2025	$2,252.00 (+0.54%) Homeowner's exemption	$4,960 (+6.44%) Land $2,420 Building $2,540	$548,800 (+0.55%) Land $24,200 Building $524,600
2024	$2,240.00 Additional exemption filed	$4,660 (-91.47%) Land $2,120 Building $2,540	$545,800 (-) Land $21,200 Building $524,600
2023	$2,240.00 (+5.02%) Homeowner's exemption	$54,600 (+4.88%)	$545,800 (+4.86%) Land $21,200 Building $524,600
2022	$2,133.00 Homeowner's exemption	$52,060 Land $2,120 Building $49,940	$520,500 Land $21,200 Building $499,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1345 Co Rd 53 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1345 Co Rd 53 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 53

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