Winnebago County property record for 1345 Cedar St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,292 sqft · built 1925 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Nov 2022) |
| Tax Bill | $3,062 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04320000 |
| Primary APN | 12-04320000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 912-04320000 |
|---|---|
| Street Address | 1345 CEDAR ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 22 BLK 1 J B MCLERANS SUBD BLK 131 & 104 |
| Legal Subdivision | BLK 1 J B MCLERANS SUBD |
| Legal Block | 1,131 |
| Legal Lot Number | 22 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 800 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1345 CEDAR ST, OSHKOSH, WI 54901-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL CU |
| Nov 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL CU |
| Aug 18, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ANGELA K ZUNKER ETUL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Aug 18, 2022 · Amount on Record |
| Deed Document Number | 20221895089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1345 CEDAR ST, OSHKOSH, WI 54901-3627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001963845 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 1963845 |
| Name | CAPITAL CU |
|---|---|
| Type | Credit Union |
| Address | GREEN BAY, WI 54306 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Nov 18, 2022 |
| Property Address | 1345 CEDAR ST, OSHKOSH, WI 54901-3627 |
| Document Number | 0001895089 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 1895089 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1345 CEDAR ST, OSHKOSH, WI 54901-3627 |
| Document Number | 0001895095 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 1895095 |
| Name | CAPITAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 18, 2022 |
| Property Address | 1345 CEDAR ST, OSHKOSH, WI 54901-3627 |
| Document Number | 0001889115 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 1889115 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12545 W BURLEIGH RD STE 3, 3, BROOKFIELD, WI 53005-3101 |
| Investor | Possibly a Property Investor |
| Document Number | 0001889116 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 1889116 |
| Name | ANGELA K ZUNKER ETUL |
|---|---|
| Type | Private Party |
| Address | 12545 W BURLEIGH RD STE 3, BROOKFIELD, WI 53005 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,100 (-) Land $21,600 Building $154,500 | ||
| 2024 | $3,062.00 (+22.33%) | $176,100 (+83.63%) Land $21,600 Building $154,500 | |
| 2023 | $2,503.00 (-0.44%) Homeowner's exemption | $95,900 (-) Land $14,900 Building $81,000 | $138,578 Land $21,531 Building $117,047 |
| 2022 | $2,514.00 | $95,900 Land $14,900 Building $81,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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