Indian River County property record for 1345 38th Ave, Vero Beach, FL 32960 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,918 sqft · built 1996 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Nov 2025) |
| Tax Bill | $5,745 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-10-00035-0000-00004.0 |
| Primary APN | 33-39-10-00035-0000-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,918 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 133 ft deep x 70 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 810 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1345 38TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32960-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINES SUB LOT 4 PBI 13-25 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 10 |
| Legal Subdivision | TALL PINES SUB |
| Legal Lot Number | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50102 |
Source: Indian River County records · APN 33-39-10-00035-0000-00004.0
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1345 38TH AVE, VERO BEACH, FL 32960-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2025 · Amount on Record |
| Deed Document Number | 202557998 |
| Deed Book / Page | 3820 / 1842 |
| Prior Transfer Date | Aug 25, 2015 |
| Prior Transfer Doc | 0028721875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 1345 38TH AVE, VERO BEACH, FL 32960-2608 |
| Document Number | 0000035516 |
| Book / Page | 3877 / 766 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202635516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1345 38TH AVE, VERO BEACH, FL 32960-2608 |
| Document Number | 0000035516, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 3877/766 |
| Instrument | 202635516 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 1345 38TH AVE, VERO BEACH, FL 32960-2608 |
| Document Number | 0038201842 |
| Book / Page | 3820 / 1842 |
| Map Reference | MB 13 PG 25 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 3120250057998 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 W YAMATO RD # RD241, RD241, BOCA RATON, FL 33431-4704 |
| Name | Verified Name |
|---|---|
| Address | 1345 38TH AVE, VERO BEACH, FL 32960-2608 |
| Document Number | 0038201844 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 3820/1844 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,745.00 (+332.93%) | $379,968 (+198.39%) Land $30,048 Building $349,920 | $379,968 (+2.41%) Land $30,048 Building $349,920 |
| 2023 | $1,327.00 (-1.26%) | $127,339 (+3%) | $371,040 (+17.15%) Land $30,048 Building $340,992 |
| 2022 | $1,344.00 | $123,630 | $316,725 Land $30,048 Building $286,677 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Low above 3% of the US · above 3% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 372 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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